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Financial Literacy: Gender


Male-Female Score Gap

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Figure FL7. Difference in average scores of 15-year-old male and female students year-old on the PISA financial literacy scale, by education system: 2015


# Rounds to zero.
NOTE: Education systems are ordered by absolute male-female difference in 2015 average score. Differences were computed using unrounded numbers. Scores are reported on a scale from 0 to 1,000. The OECD average is the average of the national average score differences of the 10 OECD member countries, with each system weighted equally. Standard error is noted by s.e. Italics indicate non-OECD countries and education systems. B-S-J-G (China) refers to the four PISA participating China provinces: Beijing, Shanghai, Jiangsu, and Guangdong. Canadian provinces refers to the seven provinces that participated in the financial literacy assessment: British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, and Prince Edward Island. Results for Massachusetts and North Carolina are for public school students only. The average scores and standard errors are shown in table FL7.
SOURCE: Organization for Economic Cooperation and Development (OECD), Program for International Student Assessment (PISA), 2015.


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Table FL7. Difference in average scores of 15-year-old male and female students on the PISA financial literacy scale, by education system: 2015
 
Education system Male-female difference   s.e.
OECD average -5 * 1.4
Belgium (Flemish Community) #  
United States 2   3.8
Russian Federation -3   3.6
Chile 4   4.4
Peru -5   4.5
B-S-J-G (China) 5   4.2
Canadian provinces -5   3.9
Netherlands -5   3.6
Brazil -8   4.4
Spain -10 * 4.4
Italy 11 * 5.6
Australia -12 * 2.8
Poland -15 * 3.5
Slovak Republic -25 * 5.3
Lithuania -27 * 3.0
       
U.S. state education systems      
North Carolina 3   6.6
Massachusetts -6   5.8
† Not applicable.
# Rounds to zero.
*p<.05. Male-female difference in average financial literacy scores is significantly different at the .05 level of statistical significance.
NOTE: Education systems are ordered by absolute male-female difference in 2015 average score. Differences were computed using unrounded numbers. Scores are reported on a scale from 0 to 1,000. The OECD average is the average of the national average score differences of the 10 OECD member countries, with each system weighted equally. Standard error is noted by s.e. Italics indicate non-OECD countries and education systems. B-S-J-G (China) refers to the four PISA participating China provinces: Beijing, Shanghai, Jiangsu, and Guangdong. Canadian provinces refers to the seven provinces that participated in the financial literacy assessment: British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, and Prince Edward Island. Results for Massachusetts and North Carolina are for public school students only. The average scores and standard errors are shown in table FL8.
SOURCE: Organization for Economic Cooperation and Development (OECD), Program for International Student Assessment (PISA), 2015.