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Digest of Education Statistics
2023 Tables and Figures All Years of Tables and Figures Most Recent Full Issue of the Digest


Table 332.20.Amount borrowed, aid status, and sources of aid for part-time or part-year postbaccalaureate students, by level of study and control and level of institution: Selected academic years, 1992-93 through 2019-20
[Standard errors appear in parentheses]
Level of study,
control and level of institution
Cumulative borrowing for undergraduate and graduate education1 Aid status (percent of students)
Percent who borrowed Average amount for those who borrowed Nonaided Source of aid
Current dollars Constant 2022-23 dollars2 Any aid3 Federal4 State Institu-
tional
Employer
1 2 3 4 5 6 7 8 9 10
     1992-93, all institutions  --- (†) --- (†) --- (†) 63.2 (0.81) 36.8 (0.81) 10.8 (0.53) 1.9 (0.14) 12.7 (0.53) 16.7 (0.71)
Master's degree --- (†) --- (†) --- (†) 62.5 (0.85) 37.5 (0.85) 10.5 (0.61) 1.6 (0.18) 11.1 (0.70) 18.7 (0.91)
  Public  --- (†) --- (†) --- (†) 66.4 (1.00) 33.6 (1.00) 10.1 (0.57) 2.5 (0.30) 11.7 (0.77) 14.6 (0.83)
    4-year doctoral  --- (†) --- (†) --- (†) 62.2 (1.25) 37.8 (1.25) 11.9 (0.81) 2.5 (0.48) 15.3 (1.11) 14.6 (1.06)
    Other 4-year  --- (†) --- (†) --- (†) 73.7 (1.39) 26.3 (1.39) 6.9 (0.76) 2.4 (0.55) 5.5 (1.11) 14.4 (1.09)
  Private  --- (†) --- (†) --- (†) 57.0 (1.56) 43.0 (1.56) 11.1 (1.06) 0.4 ! (0.12) 10.3 (1.04) 24.5 (1.46)
    4-year doctoral  --- (†) --- (†) --- (†) 55.2 (1.91) 44.8 (1.91) 12.1 (1.15) (†) 12.1 (1.57) 25.1 (1.72)
    Other 4-year  --- (†) --- (†) --- (†) 60.4 (2.84) 39.6 (2.84) 9.1 (1.73) 0.6 ! (0.28) 6.9 (1.33) 23.3 (2.36)

Doctor's degree

---


(†)

---


(†)

---


(†)

51.7


(2.56)

48.3


(2.56)

8.7


(1.18)

3.5


(0.79)

32.9


(2.46)

12.0


(1.49)
  Public  --- (†) --- (†) --- (†) 51.6 (3.09) 48.4 (3.09) 8.5 (1.38) 4.4 (1.25) 33.0 (3.05) 12.9 (1.89)
  Private  --- (†) --- (†) --- (†) 51.8 (5.53) 48.2 (5.53) 8.9 (2.49) 1.6 ! (0.68) 32.6 (4.51) 10.2 (2.47)

First-professional

---


(†)

---


(†)

---


(†)

41.4


(3.04)

58.6


(3.04)

44.9


(3.13)

3.3


(0.71)

25.7


(2.07)

6.1


(1.34)
  Public  --- (†) --- (†) --- (†) 48.3 (4.43) 51.7 (4.43) 42.8 (3.96) 3.6 ! (1.11) 22.2 (3.35) 5.0 ! (1.61)
  Private  --- (†) --- (†) --- (†) 37.4 (3.43) 62.6 (3.43) 46.1 (3.92) 3.2 (0.91) 27.8 (2.44) 6.7 (1.81)

Other graduate

---


(†)

---


(†)

---


(†)

73.0


(1.42)

27.0


(1.42)

7.6


(0.76)

1.7


(0.42)

8.4


(0.85)

13.4


(1.00)
     
     1999-2000, all institutions 

55.7


(0.78)

$22,060


(408)

$39,050


(723)

51.3


(0.72)

48.7


(0.72)

19.2


(0.50)

1.7


(0.21)

16.0


(0.51)

20.2


(0.66)
Master's degree 56.9 (0.90) 20,800 (400) 36,820 (707) 48.8 (0.83) 51.2 (0.83) 20.6 (0.66) 1.4 (0.26) 14.1 (0.59) 23.2 (0.81)
  Public  55.9 (1.22) 18,030 (499) 31,910 (884) 53.0 (1.19) 47.0 (1.19) 16.9 (0.82) 2.0 (0.38) 15.3 (0.95) 20.7 (1.32)
    4-year doctoral  56.3 (1.53) 18,640 (686) 33,000 (1,215) 49.6 (1.56) 50.4 (1.56) 18.2 (1.21) 2.1 (0.51) 18.1 (1.22) 21.4 (1.62)
    Other 4-year  54.5 (2.19) 16,320 (649) 28,890 (1,148) 60.8 (1.96) 39.2 (1.96) 14.2 (1.45) 2.0 (0.50) 9.5 (1.52) 18.5 (2.28)
  Private  58.2 (1.24) 24,180 (666) 42,800 (1,179) 43.5 (1.26) 56.5 (1.26) 25.2 (1.05) 0.6 ! (0.23) 12.6 (0.94) 26.5 (1.15)
    4-year doctoral  57.6 (1.62) 25,620 (918) 45,340 (1,625) 42.3 (1.43) 57.7 (1.43) 25.2 (1.38) 0.9 ! (0.34) 14.8 (1.12) 25.5 (1.23)
    Other5  59.4 (2.15) 21,610 (1,068) 38,250 (1,891) 45.9 (2.26) 54.1 (2.26) 25.3 (1.96) (†) 8.4 (1.63) 28.3 (2.23)

Doctor's degree

53.1


(1.73)

28,140


(1,966)

49,820


(3,481)

45.5


(1.81)

54.5


(1.81)

15.0


(1.41)

0.9


(0.17)

37.3


(1.66)

14.0


(1.35)
  Public  48.6 (1.86) 25,050 (1,478) 44,350 (2,616) 46.7 (2.34) 53.3 (2.34) 13.1 (1.17) 1.4 (0.25) 40.5 (2.04) 12.1 (1.46)
  Private  62.5 (3.81) 33,250 (4,031) 58,870 (7,135) 42.9 (2.95) 57.1 (2.95) 19.3 (3.46) # (†) 30.6 (2.65) 18.1 (3.16)

First-professional

77.2


(4.07)

47,480


(3,827)

84,040


(6,774)

24.4


(3.17)

75.6


(3.17)

55.4


(4.94)

5.0

!

(1.80)

28.0


(2.97)

11.0


(2.09)
  Public  78.6 (6.98) 40,590 (3,682) 71,860 (6,517) 27.3 (6.84) 72.7 (6.84) 54.4 (8.28) 4.8 ! (2.30) 21.7 (6.36) 8.0 ! (3.85)
  Private  76.7 (4.80) 50,550 (5,236) 89,490 (9,269) 23.2 (3.14) 76.8 (3.14) 55.9 (6.37) 5.0 ! (2.46) 30.7 (2.91) 12.3 (2.85)

Other graduate

48.7


(2.02)

15,810


(711)

27,980


(1,259)

67.0


(1.77)

33.0


(1.77)

9.8


(1.25)

2.2


(0.47)

10.2


(1.07)

15.3


(1.31)
     
     2007-08, all institutions 

66.9


(0.76)

$36,280


(840)

$51,360


(1,189)

33.2


(0.85)

66.8


(0.85)

32.0


(0.71)

1.9


(0.50)

18.7


(0.65)

27.2


(0.93)
Master's degree 67.3 (1.08) 34,110 (906) 48,280 (1,282) 31.0 (1.10) 69.0 (1.10) 34.4 (0.98) 2.0 ! (0.68) 15.9 (0.71) 29.8 (1.22)
  Public  65.2 (1.30) 30,880 (702) 43,710 (993) 34.3 (1.39) 65.7 (1.39) 29.7 (0.94) 1.7 (0.37) 18.0 (0.92) 27.8 (1.43)
    4-year doctoral  65.4 (1.38) 31,440 (816) 44,500 (1,155) 32.3 (1.60) 67.7 (1.60) 29.7 (1.17) 1.8 (0.47) 20.3 (1.15) 29.4 (1.71)
    Other 4-year  64.7 (3.08) 29,080 (1,639) 41,160 (2,320) 40.6 (2.99) 59.4 (2.99) 29.7 (2.67) 1.2 ! (0.48) 10.4 (1.40) 22.7 (2.56)
  Private  69.5 (1.57) 37,180 (1,517) 52,630 (2,148) 27.7 (1.59) 72.3 (1.59) 39.1 (1.49) (†) 13.8 (1.12) 31.7 (1.85)
    4-year doctoral  66.6 (1.37) 37,230 (909) 52,710 (1,287) 29.0 (1.52) 71.0 (1.52) 34.1 (1.53) 1.5 (0.40) 15.9 (1.27) 32.9 (1.20)
    Other5  74.1 (3.29) 37,090 (3,292) 52,510 (4,660) 25.6 (3.25) 74.4 (3.25) 47.2 (2.91) (†) 10.4 (1.68) 29.9 (4.50)

Doctor's degree

64.8


(3.47)

52,080


(5,396)

73,730


(7,639)

20.1


(1.92)

79.9


(1.92)

32.0


(4.96)

1.5


(0.33)

48.4


(3.16)

19.2


(1.73)
  Public  54.8 (1.94) 36,790 (1,355) 52,090 (1,918) 23.2 (1.57) 76.8 (1.57) 18.0 (1.21) 2.2 (0.42) 60.2 (1.77) 19.6 (1.43)
  Private  77.9 (5.58) 66,360 (9,120) 93,950 (12,911) 16.0 (3.95) 84.0 (3.95) 50.5 (9.18) (†) 32.7 (5.18) 18.6 (4.11)

First-professional

82.7


(2.34)

64,520


(3,850)

91,340


(5,450)

14.4


(2.54)

85.6


(2.54)

64.0


(4.52)

3.0

!

(1.36)

31.7


(3.39)

16.5


(2.21)
  Public  78.2 (4.97) 63,520 (5,656) 89,920 (8,006) 11.7 ! (4.96) 88.3 (4.96) 65.4 (7.23) 6.3 ! (2.74) 32.9 (5.87) 16.3 (3.79)
  Private  85.1 (2.51) 65,010 (5,405) 92,030 (7,651) 15.9 (3.09) 84.1 (3.09) 63.3 (6.18) (†) 31.1 (4.56) 16.7 (2.86)

Other graduate

64.0


(2.69)

28,950


(1,970)

40,980


(2,789)

56.1


(3.07)

43.9


(3.07)

16.1


(1.59)

1.2


(0.32)

7.5


(1.09)

23.4


(2.79)
     
     2011-12, all institutions 

63.6


(0.90)

$49,410


(968)

$65,070


(1,275)

39.1


(0.99)

60.9


(0.99)

35.8


(0.66)

1.0


(0.14)

18.0


(0.76)

17.0


(0.88)
Master's degree 65.1 (1.13) 45,860 (1,055) 60,400 (1,389) 37.5 (1.29) 62.5 (1.29) 39.4 (0.88) 0.9 (0.18) 16.1 (0.89) 17.3 (1.13)
  Public  61.5 (1.63) 40,340 (1,364) 53,120 (1,797) 42.9 (1.51) 57.1 (1.51) 34.3 (1.28) 1.6 (0.33) 17.0 (1.17) 14.7 (1.02)
    4-year doctoral  60.2 (1.87) 40,870 (1,584) 53,820 (2,087) 41.5 (1.74) 58.5 (1.74) 34.1 (1.47) 1.8 (0.39) 18.6 (1.38) 15.6 (1.15)
    Other 4-year  68.2 (2.74) 38,070 (2,079) 50,130 (2,737) 49.8 (2.32) 50.2 (2.32) 35.4 (2.04) (†) 9.0 (1.31) 10.3 (1.66)
  Private  68.3 (1.73) 50,210 (1,536) 66,130 (2,023) 32.7 (1.94) 67.3 (1.94) 43.9 (1.31) (†) 15.3 (1.31) 19.5 (1.91)
    4-year doctoral  63.6 (2.49) 49,510 (1,979) 65,200 (2,606) 34.3 (2.07) 65.7 (2.07) 37.9 (1.65) (†) 15.9 (1.77) 21.2 (2.02)
    Other 4-year  74.4 (1.75) 51,000 (2,306) 67,160 (3,037) 30.6 (3.63) 69.4 (3.63) 51.7 (2.22) (†) 14.4 (2.05) 17.3 (3.39)

Doctor's degree--research/
   scholarship 

57.7


(1.52)

66,220


(2,390)

87,210


(3,148)

29.1


(1.67)

70.9


(1.67)

25.6


(1.54)

1.2


(0.21)

43.4


(2.01)

20.9


(1.35)
  Public  50.2 (1.96) 51,810 (2,294) 68,230 (3,021) 30.1 (2.12) 69.9 (2.12) 16.6 (1.62) 1.3 (0.25) 51.6 (2.40) 23.6 (1.77)
  Private  72.8 (1.72) 86,290 (3,951) 113,630 (5,203) 26.9 (2.56) 73.1 (2.56) 43.7 (2.76) 0.8 ! (0.38) 26.9 (2.44) 15.5 (1.78)

Doctor's degree--professional 
   practice and other6 

69.4


(3.45)

100,780


(4,860)

132,720


(6,401)

31.5


(3.09)

68.5


(3.09)

48.7


(3.68)

2.0


(0.59)

19.3


(2.20)

12.1


(1.83)
  Public  61.6 (4.88) 79,230 (5,498) 104,340 (7,241) 41.7 (4.51) 58.3 (4.51) 38.1 (4.14) 3.6 ! (1.32) 23.3 (3.59) 12.6 (2.94)
  Private  74.7 (4.23) 112,960 (6,242) 148,750 (8,220) 24.5 (3.48) 75.5 (3.48) 56.0 (5.04) (†) 16.6 (2.60) 11.8 (2.64)

Other graduate

56.0


(2.72)

39,690


(2,498)

52,260


(3,289)

59.4


(2.66)

40.6


(2.66)

16.5


(1.63)

1.1

!

(0.33)

11.5


(2.13)

14.6


(1.91)
     
     2015-16, all institutions 

71.6


(0.81)

$53,320


(888)

$67,060


(1,117)

34.9


(0.74)

65.1


(0.74)

37.5


(0.60)

1.8


(0.29)

20.8


(0.81)

17.5


(0.62)
Master's degree 72.6 (0.89) 48,710 (914) 61,260 (1,149) 33.8 (0.87) 66.2 (0.87) 39.8 (0.78) 1.8 (0.28) 19.8 (0.85) 17.9 (0.71)
  Public  68.3 (1.34) 42,760 (1,209) 53,780 (1,521) 38.9 (1.50) 61.1 (1.50) 32.9 (1.08) 3.3 (0.56) 18.5 (1.32) 17.9 (1.17)
    4-year doctoral  67.2 (1.51) 43,740 (1,364) 55,020 (1,715) 38.2 (1.67) 61.8 (1.67) 33.0 (1.19) 3.6 (0.65) 19.1 (1.50) 18.0 (1.33)
    Other 4-year  76.2 (2.11) 37,000 (1,783) 46,530 (2,243) 43.5 (2.80) 56.5 (2.80) 32.0 (1.42) 1.8 (0.46) 14.1 (2.10) 17.8 (2.13)
  Private  76.3 (1.16) 53,310 (1,255) 67,050 (1,579) 29.4 (1.10) 70.6 (1.10) 45.7 (1.02) 0.4 ! (0.15) 20.9 (1.31) 17.9 (0.83)
    4-year doctoral  75.6 (1.50) 52,170 (1,606) 65,620 (2,020) 29.9 (1.58) 70.1 (1.58) 42.2 (1.51) 0.5 ! (0.24) 19.8 (1.50) 18.7 (1.18)
    Other 4-year  77.5 (1.62) 55,250 (1,911) 69,490 (2,404) 28.4 (1.29) 71.6 (1.29) 51.9 (1.15) 0.3 ! (0.10) 22.8 (2.06) 16.6 (1.11)

Doctor's degree--research/ 
   scholarship 

65.7


(2.33)

85,630


(3,410)

107,700


(4,289)

27.2


(1.86)

72.8


(1.86)

33.1


(2.38)

2.6

!

(1.15)

39.4


(2.28)

14.2


(1.78)
  Public  52.2 (3.64) 72,380 (4,381) 91,030 (5,510) 27.1 (2.72) 72.9 (2.72) 18.5 (2.50) 3.4 ! (1.68) 51.6 (3.15) 14.0 (2.53)
  Private  80.1 (2.15) 94,790 (4,897) 119,220 (6,159) 27.3 (2.39) 72.7 (2.39) 48.6 (3.54) (†) 26.4 (2.79) 14.4 (2.33)

Doctor's degree--professional  
   practice and other6 

77.5


(4.08)

95,100


(6,118)

119,610


(7,695)

24.6


(3.09)

75.4


(3.09)

55.7


(4.08)



(†)

33.3


(3.06)

11.9


(2.43)
  Public  78.5 (4.33) 87,810 (5,902) 110,440 (7,424) 23.1 (4.27) 76.9 (4.27) 59.4 (4.34) (†) 36.0 (4.69) 10.9 (2.66)
  Private  77.0 (6.12) 99,640 (9,127) 125,320 (11,479) 25.5 (4.58) 74.5 (4.58) 53.5 (5.93) (†) 31.7 (4.52) 12.6 (3.66)

Other graduate

66.9


(2.47)

43,080


(2,438)

54,180


(3,066)

52.3


(3.23)

47.7


(3.23)

17.9


(1.92)

0.7

!

(0.30)

9.1


(1.68)

19.0


(2.70)
     
     2019-20, all institutions 

72.5


(0.82)

$55,080


(1,189)

$64,170


(1,386)

35.4


(1.15)

64.6


(1.15)

35.1


(0.90)

1.9


(0.25)

24.2


(1.19)

18.6


(0.91)
Master's degree 73.8 (1.16) 50,200 (1,209) 58,490 (1,408) 33.9 (1.26) 66.1 (1.26) 39.2 (1.31) 2.1 (0.34) 22.3 (1.36) 20.2 (1.08)
  Public  72.3 (1.51) 40,470 (1,776) 47,150 (2,070) 38.6 (2.02) 61.4 (2.02) 34.6 (1.75) 3.7 (0.72) 18.2 (1.37) 19.6 (1.46)
    4-year doctoral  72.1 (1.75) 40,410 (2,062) 47,080 (2,402) 37.6 (2.34) 62.4 (2.34) 34.5 (2.04) 3.8 (0.82) 19.3 (1.55) 20.3 (1.66)
    Other 4-year  73.4 (2.18) 40,880 (1,710) 47,620 (1,992) 45.0 (2.36) 55.0 (2.36) 34.8 (2.24) 3.0 (0.85) 11.7 (1.74) 15.9 (1.57)
  Private  74.8 (1.66) 56,430 (1,700) 65,740 (1,981) 30.7 (1.66) 69.3 (1.66) 42.3 (1.66) 1.0 (0.30) 25.0 (2.10) 20.5 (1.52)
    4-year doctoral  71.8 (2.30) 60,240 (2,466) 70,180 (2,873) 31.9 (2.11) 68.1 (2.11) 39.6 (1.98) 1.4 ! (0.46) 22.2 (2.11) 21.9 (2.02)
    Other 4-year  80.3 (1.84) 50,200 (2,702) 58,490 (3,148) 28.4 (2.60) 71.6 (2.60) 47.1 (2.98) 0.3 ! (0.13) 30.1 (5.06) 18.1 (2.26)

Doctor's degree--research/ 
   scholarship 

61.3


(2.59)

69,280


(3,698)

80,710


(4,308)

33.0


(2.54)

67.0


(2.54)

23.2


(2.31)

1.4

!

(0.52)

42.0


(2.27)

12.6


(1.31)
  Public  56.9 (3.04) 59,060 (3,480) 68,810 (4,055) 28.0 (2.87) 72.0 (2.87) 17.9 (2.53) 2.5 ! (0.92) 51.9 (2.81) 16.6 (2.13)
  Private  67.3 (3.84) 81,000 (6,602) 94,370 (7,692) 39.9 (4.18) 60.1 (4.18) 30.4 (3.87) (†) 28.6 (3.37) 7.2 (1.38)

Doctor's degree--professional  
   practice and other6 

79.7


(2.39)

92,460


(6,884)

107,720


(8,021)

32.8


(4.21)

67.2


(4.21)

48.5


(4.28)

0.8

!

(0.34)

22.1


(3.36)

11.0


(2.57)
  Public  70.8 (3.57) 72,360 (5,403) 84,300 (6,295) 36.1 (5.21) 63.9 (5.21) 45.4 (4.68) 0.9 ! (0.44) 25.1 (3.08) 10.1 (2.31)
  Private  88.4 (2.22) 108,350 (9,936) 126,240 (11,576) 29.6 (7.37) 70.4 (7.37) 51.6 (7.91) (†) 19.2 ! (5.85) 11.9 ! (4.52)

Other graduate

75.0


(2.42)

46,920


(2,696)

54,670


(3,141)

48.1


(3.11)

51.9


(3.11)

19.6


(2.27)

1.8

!

(0.59)

14.2


(2.02)

21.0


(2.60)
---Not available.
†Not applicable.
#Rounds to zero.
!Interpret data with caution. The coefficient of variation (CV) for this estimate is between 30 and 50 percent.
‡Reporting standards not met. The coefficient of variation (CV) for this estimate is 50 percent or greater.
1Includes all loans ever taken out for both graduate and undergraduate education. Does not include Parent Loans for Undergraduate Students (PLUS) or loans from families and friends.
2Constant dollars based on the Consumer Price Index, prepared by the Bureau of Labor Statistics, U.S. Department of Labor, adjusted to a school-year basis.
3Includes students who reported they were awarded aid but did not specify the source of aid.
4Includes Department of Veterans Affairs and Department of Defense benefits.
5Includes nonprofit 4-year nondoctoral institutions and for-profit 2-year-and-above institutions.
6Professional practice doctor's degrees include most degrees that were classified as first-professional prior to 2010-11 (such as M.D., D.D.S., and J.D). "Other" doctor's degrees are those that are neither research/scholarship degrees nor professional practice degrees.
NOTE: Part-time or part-year students are those who were enrolled part time for 9 or more months and those who were enrolled for less than 9 months either part time or full time. Excludes students whose attendance status was not reported. Total includes some students whose level of study or control of institution was unknown. Detail may not sum to totals because of rounding and because some students receive multiple types of aid and aid from different sources. Data exclude students attending institutions in Puerto Rico.
SOURCE: U.S. Department of Education, National Center for Education Statistics, 1992-93, 1999-2000, 2007-08, 2011-12, 2015-16, and 2019-20 National Postsecondary Student Aid Study (NPSAS:93, NPSAS:2000, NPSAS:08, NPSAS:12, NPSAS:16, and NPSAS:20). (This table was prepared January 2024.)

2023 Tables and Figures All Years of Tables and Figures Most Recent Full Issue of the Digest