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IPEDS ID: 127185
OPE ID: 00135300
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Fort Lewis College
1000 Rim Drive, Durango, Colorado 81301-3999
General information:  (970) 247-7010
Website:  fortlewis.edu/
Type:  4-year, Public
Awards offered:  Less than one year certificate
One but less than two years certificate
Bachelor's degree
Postbaccalaureate certificate
Master's degree
Campus setting:  Town: Distant
Campus housing:  Yes
Student population:  3,544 (3,392 undergraduate)
Student-to-faculty ratio:  14 to 1
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open-close General Information
Admissionswww.fortlewis.edu/admission/
Apply Onlinewww.fortlewis.edu/admission/first-year-students/first-year-students-home
Financial Aidwww.fortlewis.edu/financialaid/
Net Price Calculatorwww.fortlewis.edu/rnlnetprice
Tuition Policies for Servicemembers and Veteranswww.fortlewis.edu/skyhawk-station/finances/veteran-benefits
Disability Serviceswww.fortlewis.edu/disability/
Athletic Graduation Ratesgoskyhawks.com/documents/2020/12/8/institutionreport.pdf
Mission Statement
  www.fortlewis.edu/about-flc/leadership/mission-core-values
Special Learning Opportunities
Distance education – undergraduate programs offered
Distance education – graduate programs offered
Study abroad
Teacher certification (below the postsecondary level)
Student Services
Academic/career counseling service
Employment services for students
Placement services for completers
On-campus day care for students' children
Undergraduate students enrolled who are formally registered with office of disability services, Fall 2023
14.05%
High school students enrolled in college courses for credit, 2023-2024
223
Carnegie Classification
Baccalaureate Colleges: Diverse Fields
Religious Affiliation
Not applicable
Federal Aid
Eligible students may receive Pell Grants and other federal aid (e.g. Direct Loans).
For-credit instruction programs offered
Academic
Noncredit education offered
Developmental Education
Credit Accepted
Credit for life experiences
Advanced placement (AP) credits
Faculty and graduate assistants by primary function, Fall 2024Full timePart time
Total faculty26159
Instructional26159
Research and public service00
Total graduate assistants-0
Instructional-0
Research-0
open-close Tuition, Fees, and Estimated Student Expenses
Estimated Expenses for Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Estimated expenses for academic year2021-20222022-20232023-20242024-2025% change 2023-2024 to 2024-2025
Tuition and fees
In-state$9,004$9,212$9,670$9,9583.0%
Out-of-state$19,660$19,724$20,798$21,5263.5%
Books and supplies$1,240$1,240$1,240$1,2500.8%
Living arrangement
On Campus
Food and Housing$12,012$12,554$13,390$13,6802.2%
Other expenses$3,714$4,016$4,112$4,1801.7%
Off Campus
Food and Housing$10,528$12,410$14,678$16,78414.3%
Other expenses$3,714$4,016$4,112$4,1801.7%
Off Campus with Family
Food and Housing---$11,186 -
Other expenses$2,752$3,124$3,184$3,2983.6%
Total Expenses2021-20222022-20232023-20242024-2025% change 2023-2024 to 2024-2025
In-state
On Campus$25,970$27,022$28,412$29,0682.3%
Off Campus$24,486$26,878$29,700$32,1728.3%
Off Campus with Family$12,996$13,576$14,094$14,5062.9%
Out-of-state
On Campus$36,626$37,534$39,540$40,6362.8%
Off Campus$35,142$37,390$40,828$43,7407.1%
Off Campus with Family$23,652$24,088$25,222$26,0743.4%
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This calculator uses estimated student expenses data to estimate the total tuition and fees charged over the duration of a typical 4-year program at this school.
1. Select starting academic year
2. Select tuition inflation rate
 
 
% (0-100 allowed)
  • The output is only an estimate and not a guarantee of the actual amount the student may be charged; it is not binding on the Secretary, the institution of higher education, or the State; and it may change, subject to the availability of financial assistance, State appropriations, and other factors. The student must complete the Free Application for Federal Student Aid (FAFSA) to be eligible for, and receive, an actual financial aid award that includes federal grant, loan, or work-study assistance.
  • The estimated price does not include Food and Housing, books and supplies, etc. (where applicable) and is based on previous years' tuition and fees data. Tuition and fees may vary by program. Please contact this institution for detailed price information.
  • Estimated yearly tuition and fees may not sum to totals because of rounding.
Estimate the total tuition and fee costs over the duration of a typical program.
 Multiyear Tuition Calculator
Average graduate student tuition and fees for academic year2024-2025
Tuition$9,720
Fees$1,746
Alternative Tuition Plans and Promise Program
  • No alternative tuition plans are offered by this institution.
  • Participates in a Promise program
open-close Financial Aid
Undergraduate Student Financial Aid, 2023-2024
Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Type of AidNumber awarded aidPercent awarded aidTotal amount of aid awardedAverage amount of aid awarded
Any student financial aid178297%————
Grant or scholarship aid77396%$5,109,540$6,610
Federal grants33241%$1,954,351$5,887
Pell grants26533%$1,884,081$7,110
Other federal grants678%$70,270$1,049
State/local government grant or scholarships14418%$584,679$4,060
Institutional grants or scholarships49561%$2,570,510$5,193
Student loan aid32140%$1,840,627$5,734
Federal student loans31439%$1,497,918$4,770
Other student loans233%$342,709$14,900
  • 1 Includes students awarded Federal work study aid and aid from other sources not listed above.
All Undergraduate Students
Type of AidNumber awarded aidPercent awarded aidTotal amount of aid awardedAverage amount of aid awarded
Degree/certificate-seeking
Grant or scholarship aid12,90594%$46,314,967$15,943
Pell grants1,16138%$6,445,404$5,552
Federal student loans99532%$5,963,743$5,994
Non-degree/non-certificate-seeking
Grant or scholarship aid12711%$111,402$4,126
  • 1 Grant or scholarship aid includes aid awarded, from the federal government, state or local government, the institution, and other sources known by the institution.

  • For more information on Student Financial Assistance Programs or to apply for financial aid via the web, visit Federal Student Aid.
open-close Net Price
Average Net Price for Full-Time Beginning Students
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded grant or scholarship aid from federal, state or local governments, or the institution.
2021-20222022-20232023-2024
Average net price$15,685$16,074$17,114
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded Title IV aid by income.
Average net price by Income2021-20222022-20232023-2024
$0 – $30,000$10,551$17,272$18,622
$30,001 – $48,000$11,793$17,612$17,014
$48,001 – $75,000$13,569$19,105$19,468
$75,001 – $110,000$18,137$16,703$19,498
$110,001 and more$20,639$16,310$13,158
  • Average net price is generated by subtracting the average amount of federal, state/local government, or institutional grant or scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies, and the weighted average for Food and Housing and other expenses.
  • Beginning students are those who are entering postsecondary education for the first time.
  • Title IV aid to students includes grant aid, work study aid, and loan aid. These include: Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), Teacher Education Assistance for College and Higher Education (TEACH) Grants, Federal Work-Study, Subsidized Direct Loans, and Unsubsidized Direct Loans. For those Title IV recipients, net price is reported by income category and includes students awarded federal aid even if none of that aid was provided in the form of grants. While Title IV status defines the cohort of student for which the data are reported, the definition of net price remains the same – total cost of attendance minus grant aid.
Net Price Calculator
An institution’s net price calculator allows current and prospective students, families, and other consumers to estimate the net price of attending that institution for a particular student.
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open-close Enrollment
Fall 2024
Total enrollment3,544
Undergraduate enrollment3,392
Undergraduate transfer-in enrollment174
Graduate enrollment152
Undergraduate Attendance StatusUndergraduate Student Gender
Undergraduate Attendance Status: Full-time: 84% Part-time: 16%Undergraduate Student Gender: Male: 47% Female: 53%
Undergraduate Race/ethnicity
Undergraduate Race/ethnicity: American Indian or Alaska Native: 24% Asian: 0% Black or African American: 2% Hispanic/Latino: 15% Native Hawaiian or other Pacific Islander: 0% White: 46% Two or more races: 11% Race/ethnicity unknown: 1% U.S. Nonresident: 1%
Undergraduate Student AgeUndergraduate Student Residence
Undergraduate Student Age: 24 and under: 88% 25 and over: 12% Age unknown: 0%Undergraduate Student Residence: In-state: 38% Out-of-state: 62% Foreign countries: 1% Unknown: 0%
  • Age data are reported for Fall 2023.
  • Residence data are reported for first-time degree/certificate-seeking undergraduates.
Undergraduate Distance Education Status
Undergraduate Enrollment by Distance Education Status: Enrolled exclusively in distance education courses: 1% Enrolled in some, but not all, distance education courses: 20% Not enrolled in any distance education courses: 79%
Graduate Attendance Status
Graduate Attendance Status: Full-time: 61% Part-time: 39%
Graduate Distance Education Status
Graduate Enrollment by Distance Education Status: Enrolled exclusively in distance education courses: 9% Enrolled in some, but not all, distance education courses: 32% Not enrolled in any distance education courses: 59%
open-close Admissions
Undergraduate application fee (2024-2025): $40
Undergraduate Admissions Fall 2024
TotalMaleFemale
Number of applicants4,9862,1302,852
Percent admitted77%77%78%
Percent admitted who enrolled19%22%18%
Admissions ConsiderationsRequired to be consideredNot required, but consideredNot considered
Secondary school GPAX
Secondary school rankX
Secondary school recordX
Completion of college-preparatory programX
RecommendationsX
Formal demonstration of competenciesX
Work experienceX
Personal statement or essayX
Legacy statusNot applicableX
Admission test scoresRequired to be consideredNot required, but considered (Test Optional)Not considered (Test Blind)
SAT / ACTX
Other Test (Wonderlic,WISC-III,etc)X
English Proficiency TestX
Test Scores: Fall 2024 (enrolled first-time students)
Students submitting scoresNumberPercent
SAT669%
ACT8511%
Test Scores25th Percentile*50th Percentile** (median)75th Percentile***
NOTES:
*   25% of students scored at or below
**  50% of students scored above and 50% scored below (i.e., midpoint of the test score distribution)
*** 25% of students scored above
SAT Evidence-Based Reading and Writing505550605
SAT Math505550605
ACT Composite182226
ACT English182226
ACT Math182226
  • Data apply to first-time degree/certificate-seeking students.
  • Institutions are asked to report test scores only if they are required for admission. If an institution reports less than 5 students for any of the test scores, percentiles are not reported.
open-close Retention and Graduation Rates
First-to-Second Year Retention Rates

Retention rates measure the percentage of first-time students who are seeking bachelor's degrees who return to the institution to continue their studies the following fall.

Retention Rates for First-Time Students Pursuing Bachelor's Degrees
Student retention: Full-time students: 66% Part-time students: 42%
Percentage of Students Who Began Their Studies in Fall 2023 and Returned in Fall 2024
Overall Graduation Rate and Transfer-Out Rate

The overall graduation rate is also known as the "Student Right to Know" or IPEDS graduation rate. It tracks the progress of students who began their studies as full-time, first-time degree- or certificate-seeking students to see if they complete a degree or other award such as a certificate within 150% of "normal time" for completing the program in which they are enrolled.

Some institutions also report a transfer-out rate, which is the percentage of the full-time, first-time students who transferred to another institution without completing at the current institution.

Note that not all students at the institution are tracked for these rates. Students who have already attended another postsecondary institution, or who began their studies on a part-time basis, are not tracked for this rate. At this institution, 63 percent of entering students were counted as "full-time, first-time" in 2024.

Overall Graduation and Transfer-Out Rates for Students Who Began Their Studies in Fall 2018
Overall graduation rate: Overall graduation rate: 36% (*) Transfer-out rate:
Percentage of Full-time, First-Time Students Who Graduated or Transferred Out Within 150% of "Normal Time" to Completion for Their Program
  • (*) Not all institutions report transfer-out rates.
Bachelor's Degree Graduation Rates

Bachelor’s degree graduation rates measure the percentage of entering students beginning their studies full-time and are planning to get a bachelor’s degree and who complete their degree program within a specified amount of time.

Graduation Rates for Students Pursuing Bachelor's Degrees
Bachelor's degree rate: [Began in Fall 2016] 4-year: 27% 6-year: 39% 8-year: 39% [Began in Fall 2018] 4-year: 21% 6-year: 36%
Percentage of Full-time, First-time Students Who Graduated in the Specified Amount of Time and Began in Fall 2016 or Fall 2018
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees: Male: 32% Female: 39%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2018 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees: American Indian or Alaska Native: 29% Asian: 17% Black or African American: 25% Hispanic/Latino: 37% Native Hawaiian or other Pacific Islander: 50% White: 43% Two or more races: 31% Race/ethnicity unknown: 0% U.S. Nonresident: 40%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2018 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
open-close Outcome Measures
  • Alternative measures of student success are reported by degree-granting institutions to describe the outcomes of degree/certificate-seeking undergraduate students who are not only first-time, full-time students, but also part-time attending and non-first-time (transfer-in) students. These measures are also reported for students receiving Pell grants and those students that do not receive Pell grants. These measures provide the 8-year award-completion rates by award level (certificates, associate's and bachelor degrees) after entering an institution. For students who did not earn any undergraduate award after 8-years of entry, the enrollment statuses are reported as either still enrolled at the institution, or subsequently transferred out of the institution. Unlike the Graduation Rates data, all reporting institutions must report on their transfer outs regardless if the institution has a mission that provides substantial transfer preparation.
FULL-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2016-17
Award and enrollment rate: [All students] Received a certificate: 4% Received a Bachelor's degree: 38% Enrolled at same institution: 1% Enrolled at different institution: 33% [Pell] Received a certificate: 2% Received a Bachelor's degree: 31% Enrolled at same institution: 2% Enrolled at different institution: 30% [Non-Pell] Received a certificate: 5% Received a Bachelor's degree: 43% Enrolled at same institution: 1% Enrolled at different institution: 35%
PART-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2016-17
Award and enrollment rate: [All students] Received a certificate: 0% Received a Bachelor's degree: 25% Enrolled at same institution: 8% Enrolled at different institution: 42% [Pell] Received a certificate: 0% Received a Bachelor's degree: 25% Enrolled at same institution: 0% Enrolled at different institution: 50% [Non-Pell] Received a certificate: 0% Received a Bachelor's degree: 25% Enrolled at same institution: 13% Enrolled at different institution: 38%
FULL-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2016-17
Award and enrollment rate: [All students] Received a certificate: 2% Received a Bachelor's degree: 54% Enrolled at same institution: 2% Enrolled at different institution: 27% [Pell] Received a certificate: 1% Received a Bachelor's degree: 51% Enrolled at same institution: 2% Enrolled at different institution: 28% [Non-Pell] Received a certificate: 2% Received a Bachelor's degree: 58% Enrolled at same institution: 1% Enrolled at different institution: 27%
PART-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2016-17
Award and enrollment rate: [All students] Received a certificate: 2% Received a Bachelor's degree: 39% Enrolled at same institution: 0% Enrolled at different institution: 27% [Pell] Received a certificate: 5% Received a Bachelor's degree: 40% Enrolled at same institution: 0% Enrolled at different institution: 30% [Non-Pell] Received a certificate: 0% Received a Bachelor's degree: 38% Enrolled at same institution: 0% Enrolled at different institution: 24%
open-close Programs/Majors
Completions (Number of awards conferred) 2023-2024
Completions are the number of awards conferred by program and award level.
sort byProgramUndergraduate
Certificate		Postgraduate
Certificate		BachelorMaster
  • Data shown are for first majors.
  • (-) Program is not offered at this award level.
  • d identifies programs and award levels that are offered as a distance education program. For program category totals, d is shown if one or more programs in the category are offered as a distance education program.
Agricultural/Animal/Plant/Veterinary Science and Related Fields
Agroecology and Sustainable Agriculture13---
Category total13---
Area, Ethnic, Cultural, Gender, and Group Studies
American Indian/Native American Studies--7-
Women's Studies--2-
Category total--9-
Biological and Biomedical Sciences
Biology/Biological Sciences, General--31-
Environmental Biology--4-
Category total--35-
Business, Management, Marketing, and Related Support Services
Accounting--15-
Business/Commerce, General--55-
Entrepreneurship/Entrepreneurial Studies--7-
Marketing/Marketing Management, General--8-
Resort Management4---
Category total4-85-
Communication, Journalism, and Related Programs
Digital Communication and Media/Multimedia19---
Category total19---
Computer and Information Sciences and Support Services
Computer/Information Technology Services Administration and Management, Other--12-
Category total--12-
Education
Early Childhood Education and Teaching--6-
Education, General---9d
Education, Other--1-
Educational Administration and Supervision, Other---2
Educational Leadership and Administration, General-0-7
Elementary Education and Teaching--11-
Special Education and Teaching, General---10
Teaching English as a Second or Foreign Language/ESL Language Instructor-0-4
Category total-01832d
Engineering
Computer Engineering, General--3-
Engineering, General--14-
Category total--17-
English Language and Literature/Letters
English Language and Literature, General--11-
Category total--11-
Health Professions and Related Programs
Health Services/Allied Health/Health Sciences, General18-1-
Public Health, General2-24-
Category total20-25-
History
History, General--4-
Category total--4-
Liberal Arts and Sciences, General Studies and Humanities
General Studies--4-
Category total--4-
Mathematics and Statistics
Mathematics, General--6-
Category total--6-
Multi/Interdisciplinary Studies
Gerontology1---
Intercultural/Multicultural and Diversity Studies--1-
Multi-/Interdisciplinary Studies, Other--0-
Nutrition Sciences--4-
Category total1-5-
Natural Resources and Conservation
Environmental Science--13-
Environmental Studies--35d-
Category total--48d-
Parks, Recreation, Leisure, Fitness, and Kinesiology
Exercise Science and Kinesiology--26-
Outdoor Education2-13-
Sport and Fitness Administration/Management--11-
Category total2-50-
Philosophy and Religious Studies
Philosophy--4-
Category total--4-
Physical Sciences
Chemistry, General--10-
Geology/Earth Science, General--7-
Physics, General--2-
Category total--19-
Psychology
Psychology, General--57-
Category total--57-
Social Sciences
Anthropology, General--6-
Criminology--13-
Economics, General--11-
Geographic Information Science and Cartography18---
Political Science and Government, General--7-
Sociology, General--20-
Category total18-57-
Visual and Performing Arts
Drama and Dramatics/Theatre Arts, General--3-
Fine/Studio Arts, General--24-
Music, General--5-
Category total--32-
Grand total77049832
open-close Servicemembers and Veterans
Services and Programs for Servicemembers and Veterans
Yellow Ribbon Program (officially known as Post-9/11 GI Bill, Yellow Ribbon Program)
Credit for military training
Member of Department of Defense Voluntary Educational Partnership Memorandum of Understanding
Tuition policies specifically for Veterans and Servicemembers
Educational Benefits, 2023-2024
Number of students receiving benefits/assistance
Number of students receiving benefits/assistance: Post-9/11 GI Bill Benefits - undergraduates: 46 Post-9/11 GI Bill Benefits - graduates: 0
Average amount of benefits/assistance disbursed through the institution
Average amount of benefits/assistance disbursed through the institution: Post-9/11 GI Bill Benefits - undergraduates: $4,276
RETENTION RATES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES Full-time students: 100% Part-time students: 0%
Retention rate is the percentage of undergraduate students who began their studies in academic year 2013-14 and returned in academic year 2014-15
open-close Varsity Athletic Teams
Athletics Participation
  • Sanction Body: NCAA Division II with football
Varsity Men's and Women's TeamsMenWomen
All Track Combined7987
Basketball1614
Football129–
Golf138
Lacrosse–32
Soccer2832
Softball–19
Volleyball–18
open-close Accreditation
Institutional Accreditation
AccreditorStatusNext Review Date
Higher Learning CommissionAccredited since ((!)01/01/1958)08/31/2026
Programmatic Accreditation
Accreditor / ProgramStatusNext Review Date
 No Longer Recognized  Teacher Education Accreditation Council, Accreditation Committee
Baccalaureate Teacher Education Accreditation Council (BTEAC) - Baccalaureate programsAccredited since (03/18/2001)TBD
  • (!) Estimated date
  • For more detailed information on accreditation for this institution, including all actions and justification for actions, visit OPE's Database of Accredited Postsecondary Institutions and Programs: ope.ed.gov/dapip/#/institution-profile/107585.
open-close Campus Security and Safety
On-Campus
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape444
d. Fondling211
e. Incest000
f. Statutory Rape000
g. Robbery001
h. Aggravated assault001
i. Burglary717
j. Motor vehicle theft000
k. Arson000
VAWA Offenses201920202021
a. Domestic violence204
b. Dating violence122
c. Stalking300
Arrests201920202021
a. Weapons: carrying, possessing, etc.010
b. Drug abuse violations300
c. Liquor law violations657
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.001
b. Drug abuse violations541616
c. Liquor law violations105111108
On-Campus Student Housing Facilities
  • On-campus Student Housing Facilities statistics are a subset of On-Campus statistics.
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape440
d. Fondling211
e. Incest000
f. Statutory Rape000
g. Robbery001
h. Aggravated assault001
i. Burglary506
j. Motor vehicle theft000
k. Arson000
VAWA Offenses201920202021
a. Domestic violence204
b. Dating violence122
c. Stalking200
Arrests201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations100
c. Liquor law violations625
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.001
b. Drug abuse violations481015
c. Liquor law violations10398103
  • The crime data reported by the institutions have not been subjected to independent verification by the U.S. Department of Education. Therefore, the Department cannot vouch for the accuracy of the data reported here.
  • The crime statistics displayed only includes On-Campus data associated with the main campus as listed on College Navigator. For statistics associated with each campus location, off campus data, and for additional information covering Hate Crimes, and Fire statistics see https://ope.ed.gov/campussafety.
  • The On-Campus data do not include incidents that: (a) took place on public property, including thoroughfares, streets, sidewalks, and parking facilities, that is within the campus, or immediately adjacent to and accessible from the campus; (b) took place on any building or property owned or controlled by a student organization that is officially recognized by the institution; or (c) took place on any building or property owned or controlled by an institution that is used in direct support of, or in relation to, the institution's educational purposes, is frequently used by students, and is not within the same reasonably contiguous geographic area of the institution.
open-close Cohort Default Rates
Three-year Official Cohort Default Rates
Fiscal Year202120202019
Default rate0.0%0.0%2.3%
Number in default0018
Number in repayment779725752
Aid Programs
  • Federal Direct Loan (Direct Loan)