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IPEDS ID: 227146
OPE ID: 00359300
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Navarro College
3200 W 7th Avenue, Corsicana, Texas 75110
General information:  (903) 874-6501
Website:  www.navarrocollege.edu/
Type:  2-year, Public
Awards offered:  Less than one year certificate
One but less than two years certificate
Associate's degree
Campus setting:  Town: Distant
Campus housing:  Yes
Student population:  6,565 (all undergraduate)
Student-to-faculty ratio:  21 to 1
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open-close General Information
Admissionswww.navarrocollege.edu/admissions/
Apply Onlineprod.applytexas.org/
Financial Aidwww.navarrocollege.edu/costs-aid/
Net Price Calculatorwww.highered.texas.gov/apps/NPC/?Fice=003593
Disability Serviceswww.navarrocollege.edu/disability/index.html
Mission Statement
  www.navarrocollege.edu/about/mission.html
Special Learning Opportunities
Distance education – undergraduate programs offered
Weekend/evening college
Teacher certification (below the postsecondary level)
Student Services
Academic/career counseling service
Employment services for students
Placement services for completers
Undergraduate students enrolled who are formally registered with office of disability services
3% or less
Carnegie Classification
Associate's Colleges: Mixed Transfer/Career & Technical-High Traditional
Religious Affiliation
Not applicable
Federal Aid
Eligible students may receive Pell Grants and other federal aid (e.g. Direct Loans).
For-credit instruction programs offered
Occupational
Academic
Adult basic or high school equivalency
Remedial
Noncredit education offered
Workforce Education
Contract Training/Customized Training
Remedial Education
Adult Basic Education
Adult High School Diploma or Equivalent
English as a Second Language
Credit Accepted
Dual credit
Credit for life experiences
Advanced placement (AP) credits
Faculty by primary function, Fall 2021Full timePart time
Total faculty112195
Instructional112195
Research and public service00
open-close Tuition, Fees, and Estimated Student Expenses
Estimated Expenses for Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Estimated expenses for academic year2019-20202020-20212021-20222022-2023% change 2021-2022 to 2022-2023
Tuition and fees
In-district$2,742$2,798$2,798$2,7980.0%
In-state$4,452$4,508$4,508$4,5080.0%
Out-of-state$6,222$6,368$6,368$6,3680.0%
Books and supplies$1,645$1,672$1,680$1,7614.8%
Living arrangement
On Campus
Room and board$6,876$6,989$7,022$7,3644.9%
Other$7,173$7,290$7,326$7,6814.8%
Off Campus
Room and board$6,876$6,989$7,022$7,3644.9%
Other$7,173$7,290$7,326$7,6814.8%
Off Campus with Family
Other$7,173$7,290$7,326$7,6814.8%
Total Expenses2019-20202020-20212021-20222022-2023% change 2021-2022 to 2022-2023
In-district
On Campus$18,436$18,749$18,826$19,6044.1%
Off Campus$18,436$18,749$18,826$19,6044.1%
Off Campus with Family$11,560$11,760$11,804$12,2403.7%
In-state
On Campus$20,146$20,459$20,536$21,3143.8%
Off Campus$20,146$20,459$20,536$21,3143.8%
Off Campus with Family$13,270$13,470$13,514$13,9503.2%
Out-of-state
On Campus$21,916$22,319$22,396$23,1743.5%
Off Campus$21,916$22,319$22,396$23,1743.5%
Off Campus with Family$15,040$15,330$15,374$15,8102.8%
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This calculator uses estimated student expenses data to estimate the total tuition and fees charged over the duration of a typical 2-year program at this school.
1. Select starting academic year
2. Select tuition inflation rate
 
 
% (0-100 allowed)
  • The output is only an estimate and not a guarantee of the actual amount the student may be charged; it is not binding on the Secretary, the institution of higher education, or the State; and it may change, subject to the availability of financial assistance, State appropriations, and other factors. The student must complete the Free Application for Federal Student Aid (FAFSA) to be eligible for, and receive, an actual financial aid award that includes federal grant, loan, or work-study assistance.
  • The estimated price does not include room and board, books and supplies, &c. (where applicable) and is based on previous years' tuition and fees data. Tuition and fees may vary by program. Please contact this institution for detailed price information.
  • Estimated yearly tuition and fees may not sum to totals because of rounding.
Estimate the total tuition and fee costs over the duration of a typical program.
 Multiyear Tuition Calculator
Alternative Tuition Plans and Promise Program
Type of PlanOffered
Tuition guarantee plan
Prepaid tuition plan
Tuition payment planX
Other alternative tuition plan
  • Does not participate in Promise program
open-close Financial Aid
Undergraduate Student Financial Aid, 2020-2021
Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Type of AidNumber receiving aidPercent receiving aidTotal amount of aid receivedAverage amount of aid received
Any student financial aid167378%————
Grant or scholarship aid58267%$4,184,642$7,190
Federal grants53361%$3,304,991$6,201
Pell grants52661%$2,735,105$5,200
Other federal grants24128%$569,886$2,365
State/local government grant or scholarships18521%$481,000$2,600
Institutional grants or scholarships12014%$398,651$3,322
Student loan aid31036%$1,520,673$4,905
Federal student loans30835%$1,490,772$4,840
Other student loans40%$29,901$7,475
  • 1 Includes students receiving Federal work study aid and aid from other sources not listed above.
All Undergraduate Students
Type of AidNumber receiving aidTotal amount of aid receivedAverage amount of aid received
Grant or scholarship aid13,146$22,851,077$7,264
Pell grants2,155$9,273,278$4,303
Federal student loans1,427$7,732,254$5,419
  • 1 Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.

  • For more information on Student Financial Assistance Programs or to apply for financial aid via the web, visit Federal Student Aid.
open-close Net Price
Average Net Price for Full-Time Beginning Students
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded grant or scholarship aid from federal, state or local governments, or the institution.
2018-20192019-20202020-2021
Average net price$10,994$11,298$11,056
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded Title IV aid by income.
Average net price by Income2018-20192019-20202020-2021
$0 – $30,000$13,770$13,784$12,662
$30,001 – $48,000$14,293$14,311$13,737
$48,001 – $75,000$15,251$15,566$14,777
$75,001 – $110,000$16,341$16,270$15,675
$110,001 and more$16,470$16,510$16,209
  • Average net price is generated by subtracting the average amount of federal, state/local government, or institutional grant or scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies, and the weighted average for room and board and other expenses.
  • Beginning students are those who are entering postsecondary education for the first time.
  • Title IV aid to students includes grant aid, work study aid, and loan aid. These include: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Academic Competitiveness Grant (ACG), National Science and Mathematics Access to Retain Talent Grant (National SMART Grant), Teacher Education Assistance for College and Higher Education (TEACH) Grant, Federal Work-Study, Federal Perkins Loan, Subsidized Direct or FFEL Stafford Loan, and Unsubsidized Direct or FFEL Stafford Loan. For those Title IV recipients, net price is reported by income category and includes students who received federal aid even if none of that aid was provided in the form of grants. While Title IV status defines the cohort of student for which the data are reported, the definition of net price remains the same – total cost of attendance minus grant aid.
Net Price Calculator
An institution’s net price calculator allows current and prospective students, families, and other consumers to estimate the net price of attending that institution for a particular student.
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open-close Enrollment
Fall 2021
Total enrollment (all undergraduate)6,565
Undergraduate transfer-in enrollment323
Attendance StatusStudent Gender
Attendance Status: Full-time: 36% Part-time: 64%Student Gender: Male: 38% Female: 62%
Student Race/ethnicity
Student Race/ethnicity: American Indian or Alaska Native: 0% Asian: 1% Black or African American: 16% Hispanic/Latino: 17% Native Hawaiian or other Pacific Islander: 0% White: 58% Two or more races: 4% Race/ethnicity unknown: 2% Non-resident alien: 1%
Undergraduate Student AgeUndergraduate Student Residence
Undergraduate Student Age: 24 and under: 83% 25 and over: 17% Age unknown: 0%Undergraduate Student Residence: In-state: 96% Out-of-state: 4% Foreign countries: 1% Unknown: 0%
  • Residence data are reported for first-time degree/certificate-seeking undergraduates, Fall 2020.
Undergraduate Distance Education Status
Undergraduate Enrollment by Distance Education Status: Enrolled only in distance education: 27% Enrolled in some distance education: 29% Not enrolled in any distance education: 43%
open-close Admissions
  • This institution has an open admission policy. Contact the institution for more information.
open-close Retention and Graduation Rates
First-to-Second Year Retention Rates

Retention rates measure the percentage of first-time students who return to the institution to continue their studies the following fall.

Retention Rates for First-Time Students
Student retention: Full-time students: 55% Part-time students: 40%
Percentage of Students Who Began Their Studies in Fall 2020 and Returned in Fall 2021
Overall Graduation Rate and Transfer-Out Rate

The overall graduation rate is also known as the "Student Right to Know" or IPEDS graduation rate. It tracks the progress of students who began their studies as full-time, first-time degree- or certificate-seeking students to see if they complete a degree or other award such as a certificate within 150% of "normal time" for completing the program in which they are enrolled.

Some institutions also report a transfer-out rate, which is the percentage of the full-time, first-time students who transferred to another institution.

Note that not all students at the institution are tracked for these rates. Students who have already attended another postsecondary institution, or who began their studies on a part-time basis, are not tracked for this rate. At this institution, 58 percent of entering students were counted as "full-time, first-time" in 2021.

Overall Graduation and Transfer-Out Rates for Students Who Began Their Studies in Fall 2018
Overall graduation rate: Overall graduation rate: 23% Transfer-out rate: 23%
Percentage of Full-time, First-Time Students Who Graduated or Transferred Out Within 150% of "Normal Time" to Completion for Their Program
Overall graduation rate by gender
Overall graduation rate by gender: Male: 22% Female: 23%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2018 and Graduated Within 150% of "Normal Time" to Completion for Their Program
Overall graduation rate by race/ethnicity
Overall graduation rate by race/ethnicity: American Indian or Alaska Native: 0% Asian: 0% Black or African American: 13% Hispanic/Latino: 30% Native Hawaiian or other Pacific Islander: 0% White: 27% Two or more races: 22% Race/ethnicity unknown: 21% Non-resident alien: 17%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2018 and Graduated Within 150% of "Normal Time" to Completion for Their Program
Graduation Rates by Time to Completion

Graduation rates can be measured over different lengths of time. "Normal time" is the typical amount of time it takes full-time students to complete their program. For example, the "normal" amount of time for many associate's degree programs is 2 years. Not all students complete within the normal time, so graduation rates are measured by other lengths of time as well, including "150% of normal time" (e.g., 3 years for a 2-year program) and "200% of normal time," or twice as long as the normal time (e.g., 4 years for a 2-year program).

Graduation Rates for Students Who Began Their Program in Fall 2017 or Fall 2018, by Time to Completion
Graduation Rates for Students Who Began Their Program in Fall 2017 or Fall 2018, by Time to Completion [Began in Fall 2017] Within "Normal time" for the program: 16% Within 150% of "Normal time" for the program: 24% Within Twice as Long as "Normal time" for the program: 27% [Began in Fall 2018] Within "Normal time" for the program: 16% Within 150% of "Normal time" for the program: 23% Within Twice as Long as "Normal time" for the program: %
Percentage of Full-time, First-time Students Who Graduated in the Specified Amount of Time
open-close Outcome Measures
  • Alternative measures of student success are reported by degree-granting institutions to describe the outcomes of degree/certificate-seeking undergraduate students who are not only first-time, full-time students, but also part-time attending and non-first-time (transfer-in) students. These measures are also reported for students receiving Pell grants and those students that do not receive Pell grants. These measures provide the 8-year award-completion rates by award level (certificates, associate's and bachelor degrees) after entering an institution. For students who did not earn any undergraduate award after 8-years of entry, the enrollment statuses are reported as either still enrolled at the institution, or subsequently transferred out of the institution. Unlike the Graduation Rates data, all reporting institutions must report on their transfer outs regardless if the institution has a mission that provides substantial transfer preparation.
FULL-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2013-14
Award and enrollment rate: [All students] Received a certificate: 5% Received an Associate's degree: 17% Enrolled at same institution: 1% Enrolled at different institution: 33% [Pell] Received a certificate: 5% Received an Associate's degree: 13% Enrolled at same institution: 1% Enrolled at different institution: 34% [Non-Pell] Received a certificate: 6% Received an Associate's degree: 28% Enrolled at same institution: 0% Enrolled at different institution: 32%
PART-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2013-14
Award and enrollment rate: [All students] Received a certificate: 4% Received an Associate's degree: 8% Enrolled at same institution: 1% Enrolled at different institution: 22% [Pell] Received a certificate: 4% Received an Associate's degree: 7% Enrolled at same institution: 0% Enrolled at different institution: 22% [Non-Pell] Received a certificate: 4% Received an Associate's degree: 8% Enrolled at same institution: 1% Enrolled at different institution: 21%
FULL-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2013-14
Award and enrollment rate: [All students] Received a certificate: 8% Received an Associate's degree: 18% Enrolled at same institution: 1% Enrolled at different institution: 39% [Pell] Received a certificate: 6% Received an Associate's degree: 15% Enrolled at same institution: 1% Enrolled at different institution: 40% [Non-Pell] Received a certificate: 11% Received an Associate's degree: 23% Enrolled at same institution: 2% Enrolled at different institution: 39%
PART-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2013-14
Award and enrollment rate: [All students] Received a certificate: 4% Received an Associate's degree: 15% Enrolled at same institution: 1% Enrolled at different institution: 37% [Pell] Received a certificate: 3% Received an Associate's degree: 17% Enrolled at same institution: 1% Enrolled at different institution: 42% [Non-Pell] Received a certificate: 4% Received an Associate's degree: 14% Enrolled at same institution: 1% Enrolled at different institution: 34%
open-close Programs/Majors
Completions (Number of awards conferred) 2021-2022
Completions are the number of awards conferred by program and award level.
sort byProgram12
week
to
<1
year
Certificate		1
to
<2
year
Certificate		Associate
  • Data shown are for first majors.
  • (-) Program is not offered at this award level.
  • d identifies programs and award levels that are offered as a distance education program. For program category totals, d is shown if one or more programs in the category are offered as a distance education program.
Agricultural/Animal/Plant/Veterinary Science and Related Fields
Agricultural Mechanization, General-3816
Veterinary/Animal Health Technology/Technician and Veterinary Assistant--0
Category total-3816
Biological and Biomedical Sciences
Biology/Biological Sciences, General--3
Category total--3
Business, Management, Marketing, and Related Support Services
Accounting-26
Administrative Assistant and Secretarial Science, General-00
Business Administration and Management, General-860
Business/Office Automation/Technology/Data Entry-0d0d
Category total-10d66d
Communication, Journalism, and Related Programs
Speech Communication and Rhetoric--2d
Category total--2d
Computer and Information Sciences and Support Services
Computer Programming/Programmer, General-0-
Data Processing and Data Processing Technology/Technician-25
Category total-25
Culinary, Entertainment, and Personal Services
Cosmetology, Barber/Styling, and Nail Instructor-0-
Cosmetology/Cosmetologist, General-368
Category total-368
Education
Early Childhood Education and Teaching--0
Education, General--0
Elementary Education and Teaching--0
Junior High/Intermediate/Middle School Education and Teaching--40
Secondary Education and Teaching--9
Category total--49
Engineering
Engineering, General--0
Category total--0
Engineering/Engineering-related Technologies/Technicians
Petroleum Technology/Technician-06
Category total-06
Family and Consumer Sciences/Human Sciences
Child Development-7d0d
Human Development and Family Studies, General--5d
Category total-7d5d
Health Professions and Related Programs
Clinical/Medical Laboratory Technician--5
Dental Hygiene/Hygienist--0
Emergency Medical Technology/Technician (EMT Paramedic)-433
Health Services/Allied Health/Health Sciences, General--0
Licensed Practical/Vocational Nurse Training-104-
Massage Therapy/Therapeutic Massage-9-
Medical Administrative/Executive Assistant and Medical Secretary-1d-
Occupational Therapist Assistant--23
Pharmacy Technician/Assistant--0
Physical Therapy Assistant--12
Public Health, General--0
Registered Nursing/Registered Nurse--127
Category total-157d170
Homeland Security, Law Enforcement, Firefighting and Related Protective Services
Criminal Justice/Police Science-5832
Fire Prevention and Safety Technology/Technician-05
Fire Science/Fire-fighting-38-
Fire Services Administration-0-
Category total-9637
Legal Professions and Studies
Legal Assistant/Paralegal-3d4d
Category total-3d4d
Liberal Arts and Sciences, General Studies and Humanities
General Studies--426d
Liberal Arts and Sciences/Liberal Studies--55d
Category total--481d
Mathematics and Statistics
Mathematics, General--0
Category total--0
Mechanic and Repair Technologies/Technicians
Heavy Equipment Maintenance Technology/Technician-0-
Category total-0-
Multi/Interdisciplinary Studies
Mathematics and Computer Science--0
Category total--0
Natural Resources and Conservation
Environmental Science--1d
Category total--1d
Parks, Recreation, Leisure, Fitness, and Kinesiology
Sports, Kinesiology, and Physical Education/Fitness, General--22d
Category total--22d
Physical Sciences
Chemistry, General--0
Physics, General--1
Category total--1
Precision Production
Welding Technology/Welder0364
Category total0364
Psychology
Psychology, General--18d
Category total--18d
Social Sciences
Sociology, General--3d
Category total--3d
Visual and Performing Arts
Art/Art Studies, General--0
Commercial and Advertising Art-00
Drama and Dramatics/Theatre Arts, General--2
Intermedia/Multimedia-00
Music, General--3
Visual and Performing Arts, General--0
Category total-05
Grand total0385906
open-close Servicemembers and Veterans
Services and Programs for Servicemembers and Veterans
Credit for military training
Dedicated point of contact for support services for veterans, military servicemembers, and their families
Recognized student veteran organization
Member of Department of Defense Voluntary Educational Partnership Memorandum of Understanding
Educational Benefits, 2020-2021
Number of students receiving benefits/assistance
Number of students receiving benefits/assistance: Post-9/11 GI Bill Benefits: 110 DoD Tuition Assistance Program: 0
Average amount of benefits/assistance awarded through the institution
Average amount of benefits/assistance awarded through the institution: Post-9/11 GI Bill Benefits: $2,787
RETENTION, GRADUATION, AND TRANSFER-OUT
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS Full-time students: 70% Part-time students: 75%
  • Retention rate is the percentage of undergraduate students who began their studies in academic year 2013-14 and returned in academic year 2014-15
GRADUATION AND TRANSFER-OUT RATES FOR FIRST-TIME EDUCATION BENEFIT USERS
Rates by time to completion2010-112011-12
Graduation rate
150 percent of normal time13%7%
200 percent of normal time13%--
Transfer-out rate
150 percent of normal time41%62%
200 percent of normal time50%--
  • Depending on the program length, graduation and transfer-out rates can be measured over different lengths of time. The academic years, 2010-11 and 2011-12, are the cohort years students entered an institution. "Normal time" is the typical amount of time it takes full-time students to complete their program from the time they entered an institution. For example, the "normal" amount of time (or 100% time) for many associate's degree programs is 2 years. Not all students complete within the normal time, so graduation rates are measured by other lengths of time as well, including "150% of normal time" (e.g., completion within 3 years for a 2-year program) and "200% of normal time," or twice as long as the normal time (e.g., completion within 4 years for a 2-year program).
  • (--) not applicable
open-close Varsity Athletic Teams
Athletics Participation
  • Sanction Body: NJCAA Division I
Varsity Men's and Women's TeamsMenWomen
Baseball39–
Basketball15–
Football80–
Soccer–23
Softball–22
Volleyball–17
Varsity Coed TeamsMenWomen
Other Sports5018
open-close Accreditation
Institutional Accreditation
AccreditorStatusNext Review Date
Southern Association of Colleges and Schools, Commission on CollegesAccredited since (01/01/1954)06/09/2026
Programmatic Accreditation
Accreditor / ProgramStatusNext Review Date
Accreditation Commission for Education in Nursing, Inc. – May 6, 2013 Formerly: National League for Nursing Accrediting Commission
Nursing (ADNUR) - Associate degree programsAccredited since (04/01/1996)06/30/2025
American Occupational Therapy Association, Accreditation Council for Occupational Therapy Education
Occupational Therapy Assistant (OTA) - Programs leading to an associate degreeAccredited since (04/01/1996)07/31/2026
American Physical Therapy Association, Commission on Accreditation in Physical Therapy Education
Physical Therapy (PTA) - Programs for the physical therapist assistantAccredited since (11/09/2016)12/31/2031
  • For more detailed information on accreditation for this institution, including all actions and justification for actions, visit OPE's Database of Accredited Postsecondary Institutions and Programs: ope.ed.gov/dapip/#/institution-profile/145628.
open-close Campus Security and Safety
On-Campus
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape022
d. Fondling000
e. Incest000
f. Statutory Rape000
g. Robbery000
h. Aggravated assault000
i. Burglary325
j. Motor vehicle theft000
k. Arson000
VAWA Offenses201920202021
a. Domestic violence032
b. Dating violence122
c. Stalking000
Arrests201920202021
a. Weapons: carrying, possessing, etc.102
b. Drug abuse violations22139
c. Liquor law violations800
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations231822
c. Liquor law violations112630
On-Campus Student Housing Facilities
  • On-campus Student Housing Facilities statistics are a subset of On-Campus statistics.
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape022
d. Fondling000
e. Incest000
f. Statutory Rape000
g. Robbery000
h. Aggravated assault000
i. Burglary325
j. Motor vehicle theft000
k. Arson000
VAWA Offenses201920202021
a. Domestic violence032
b. Dating violence022
c. Stalking000
Arrests201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations1186
c. Liquor law violations800
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations231621
c. Liquor law violations112625
  • The crime data reported by the institutions have not been subjected to independent verification by the U.S. Department of Education. Therefore, the Department cannot vouch for the accuracy of the data reported here.
  • The crime statistics displayed only includes On-Campus data associated with the main campus as listed on College Navigator. For statistics associated with each campus location, off campus data, and for additional information covering Hate Crimes, and Fire statistics see https://ope.ed.gov/campussafety.
  • The On-Campus data do not include incidents that: (a) took place on public property, including thoroughfares, streets, sidewalks, and parking facilities, that is within the campus, or immediately adjacent to and accessible from the campus; (b) took place on any building or property owned or controlled by a student organization that is officially recognized by the institution; or (c) took place on any building or property owned or controlled by an institution that is used in direct support of, or in relation to, the institution's educational purposes, is frequently used by students, and is not within the same reasonably contiguous geographic area of the institution.
open-close Cohort Default Rates
Three-year Official Cohort Default Rates
Fiscal Year201920182017
Default rate5.7%18.0%21.3%
Number in default97335449
Number in repayment1,6971,8582,103
Aid Programs
  • Federal Direct Loan (Direct Loan)
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