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Financial Literacy: Gender


Male-Female Score Gap

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Figure FL2a. Difference in average scores of 15-year-old female and male students on PISA financial literacy scale, by education system: 2012


data in this figure can be found in the table below

# Rounds to zero.
NOTE: Education systems are ordered by absolute male-female difference in 2012 average score. Differences were computed using unrounded numbers. Scores are reported on a scale from 0 to 1,000. Score differences as noted between males and females are significantly different at the .05 level of statistical significance. The tests for significance take into account the standard error of the difference. Thus, a small score difference between males and females in one country may be significant while a large score difference in another country may not be significant. The OECD average (FL) is the average of the national percentages of the 13 OECD member countries that participated in the financial literacy (FL) assessment, with each country weighted equally. The following OECD countries participated in the financial literacy assessment: Australia, Belgium-Flemish Community, Czech Republic, Estonia, France, Israel, Italy, New Zealand, Poland, Slovak Republic, Slovenia, Spain and the United States. Italics indicate non-OECD countries and education systems.
SOURCE: Organization for Economic Cooperation and Development (OECD), Program for International Student Assessment (PISA), 2012.



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Table FL2b. Difference in average scores of 15-year-old female and male students on PISA financial literacy scale, by education system: 2012
Education system Male-female
score difference
  s.e.
OECD average (FL) 1   1.8
Colombia #  
Shanghai-China -1   5.5
United States 1   7.4
Russian Federation 1   4.7
New Zealand 3   8.5
Australia -3   4.0
Slovak Republic -3   6.9
Estonia -3   6.2
Poland 3   5.0
Croatia 5   6.9
France -6   6.2
Israel -6   9.2
Spain 6   5.8
Czech Republic 6   6.0
Italy 8 * 3.4
Slovenia -8   7.8
Latvia -11   6.3
Belgium-Flemish Community 11   6.4
† Not applicable.
# Rounds to zero.
* p<.05. Score differences between males and females are significantly different at the .05 level of statistical significance.
NOTE: Education systems are ordered by absolute male-female difference in 2012 average score. Differences were computed using unrounded numbers. Scores are reported on a scale from 0 to 1,000. The tests for significance take into account the standard error of the difference. Thus, a small score difference between males and females in one country may be significant while a large score difference in another country may not be significant. The OECD average (FL) is the average of the national percentages of the 13 OECD member countries that participated in the financial literacy (FL) assessment, with each country weighted equally. The following OECD countries participated in the financial literacy assessment: Australia, Belgium-Flemish Community, Czech Republic, Estonia, France, Israel, Italy, New Zealand, Poland, Slovak Republic, Slovenia, Spain and the United States. Standard error is noted by s.e. Italics indicate non-OECD countries and education systems.
SOURCE: Organization for Economic Cooperation and Development (OECD), Program for International Student Assessment (PISA), 2012.

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National Center for Education Statistics - http://nces.ed.gov
U.S. Department of Education