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Statistical Analysis Report:

Postsecondary Financing Strategies: How Undergraduates Combine Work, Borrowing, and Attendance

February 1998

(NCES 98-088) Ordering information


Although undergraduate tuition, room, and board have been rising rapidly, the opportunity costs associated with not receiving postsecondary training have also increased. Despite the in-creasing cost of attending, high school graduates are enrolling in postsecondary education at rec-ord rates. Faced with the challenge of financing their enrollment, students have increasingly opted to work, borrow, or attend part-time. This analysis describes how undergraduates combine work, borrowing, and attendance, and examines the relationship between these strategies and students’ persistence in postsecondary education.

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