Average cumulative amount borrowed and sources of aid for full-time, full-year postbaccalaureate students, by level of study and control and type of institution: 1992-93, 1995-96, and 1999-2000

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Table 324.

____________________________________________________________________________________________________________________
                             |Cumulative amount|                       Aid status in percents
Level of study,              |     borrowed for|____________________________________________________________________
control and                  |postbaccalaureate|          |                  Receiving aid, by source
type of institution          |        education|      Non-|_________________________________________________________
                             |                 |     aided|Any aid\1\|   Federal|     State|Institutional|  Employer
_____________________________|_________________|__________|__________|__________|__________|_____________|__________
1                            |                2|         3|         4|         5|         6|            7|         8
_____________________________|_________________|__________|__________|__________|__________|_____________|__________
1992-93                      |                 |          |          |          |          |             |
     All institutions .......|$18,572  ($706.5)|31.9(1.03)|68.1(1.03)|44.4(1.47)| 7.0(0.66)|40.6   (1.73)| 5.3(0.52)
                             |_________________|__________|__________|__________|__________|_____________|__________
Master's degree .............| 11,109   (467.1)|37.5(2.13)|62.5(2.13)|33.8(2.01)| 5.8(0.79)|42.4   (2.70)| 8.3(0.87)
  Public ....................|  9,335   (543.5)|34.6(1.98)|65.4(1.98)|33.9(1.93)| 7.8(1.07)|44.0   (2.31)| 7.6(1.02)
    4-year doctoral .........|  9,597   (648.5)|34.3(2.14)|65.7(2.14)|32.4(2.02)| 6.7(1.18)|46.3   (2.52)| 7.7(1.09)
    Other 4-year ............|  7,970   (401.3)|36.1(4.12)|63.9(4.12)|42.5(4.41)|14.4(2.90)|30.4   (4.28)| 6.8(2.59)
  Private ...................| 13,628   (807.2)|41.6(4.05)|58.4(4.05)|33.7(3.69)| 3.2(1.04)|40.2   (5.27)| 9.4(1.56)
    4-year doctoral .........| 13,879   (905.0)|39.3(4.44)|60.7(4.44)|34.2(4.37)| 2.9(1.20)|42.9   (5.75)| 8.9(1.84)
    Other 4-year ............|     ‡       (†) |56.5(3.79)|43.5(3.79)|30.5(3.17)| 5.1(2.58)|22.8   (2.27)|12.1(2.27)
                             |                 |          |          |          |          |             |
Doctor's degree .............| 16,895 (1,432.1)|30.4(2.28)|69.6(2.28)|28.3(2.45)| 4.4(0.71)|51.6   (2.32)| 3.0(0.85)
  Public ....................| 12,758 (1,004.8)|30.3(2.77)|69.7(2.77)|22.3(2.44)| 6.5(1.02)|55.5   (2.70)| 3.9(1.23)
  Private ...................| 21,742 (2,707.7)|30.4(4.11)|69.6(4.11)|37.8(4.48)| 1.1(0.73)|45.5   (4.00)| 1.7(0.96)
                             |                 |          |          |          |          |             |
First-professional ..........| 30,045 (1,237.1)|23.0(1.17)|77.0(1.17)|68.2(1.82)|10.0(1.54)|37.0   (1.89)| 2.3(0.47)
  Public ....................| 24,469 (1,354.3)|20.7(1.30)|79.3(1.30)|72.5(1.78)|13.4(2.13)|37.7   (2.04)| 2.3(0.70)
  Private ...................| 35,301 (2,055.6)|25.1(1.71)|74.9(1.71)|64.3(2.29)| 6.8(1.32)|36.4   (3.10)| 2.3(0.62)
                             |                 |          |          |          |          |             |
Other graduate ..............| 13,102 (2,268.0)|39.3(5.42)|60.7(5.42)|42.4(4.39)| 6.7(1.44)|22.9   (3.01)| 6.0(1.91)
                             |=================|==========|==========|==========|==========|=============|==========
1995-96                      |                 |          |          |          |          |             |
     All institutions .......|$27,122($1,029.4)|23.9(1.39)|76.1(1.39)|49.3(1.80)| 4.1(0.84)|43.4   (2.03)| 5.0(0.61)
                             |_________________|__________|__________|__________|__________|_____________|__________
Master's degree .............| 18,807   (774.6)|27.4(2.16)|72.6(2.16)|43.6(2.14)| 2.4(0.61)|42.8   (2.49)| 6.6(1.02)
  Public ....................| 15,905   (749.5)|25.3(2.63)|74.7(2.63)|40.7(2.37)| 3.0(0.89)|45.7   (3.12)| 7.1(1.36)
    4-year doctoral .........| 16,910   (865.1)|23.5(2.96)|76.5(2.96)|40.5(2.64)| 2.6(0.78)|47.9   (3.68)| 7.6(1.55)
    Other 4-year ............| 11,417 (1,296.4)|34.0(5.20)|66.0(5.20)|41.4(5.45)| 5.1(3.44)|35.0   (3.96)| 4.5(2.55)
  Private ...................| 22,568 (1,326.4)|30.6(3.73)|69.4(3.73)|48.2(3.98)| 1.4(0.70)|38.3   (4.23)| 5.9(1.50)
    4-year doctoral .........| 23,816 (1,530.2)|28.8(4.56)|71.2(4.56)|44.6(4.45)| 1.5(0.97)|42.2   (4.98)| 7.1(2.07)
    Other 4-year ............| 20,299 (2,777.3)|34.6(6.60)|65.4(6.60)|56.1(6.87)| 1.3(0.65)|29.7   (7.95)| 3.2(1.39)
                             |                 |          |          |          |          |             |
Doctor's degree .............| 24,380 (2,127.9)|17.1(2.70)|82.9(2.70)|27.6(2.87)| 0.6(0.35)|75.7   (3.08)| 5.5(1.55)
  Public ....................| 22,687 (2,716.2)|14.1(3.31)|85.9(3.31)|27.6(3.51)| 1.0(0.54)|77.8   (3.90)| 5.9(1.99)
  Private ...................| 28,083 (3,178.4)|22.5(4.39)|77.5(4.39)|27.6(4.94)|  #   (†) |72.0   (4.88)| 4.9(2.44)
                             |                 |          |          |          |          |             |
First-professional ..........| 37,540 (1,429.1)|16.8(1.46)|83.2(1.46)|73.9(2.31)| 9.4(2.34)|31.6   (3.10)| 1.3(0.48)
  Public ....................| 34,463 (2,685.1)|14.3(1.88)|85.7(1.88)|79.5(2.30)| 9.7(4.20)|33.5   (5.41)| 1.5(0.82)
  Private ...................| 40,350 (1,564.7)|19.0(2.04)|81.0(2.04)|69.3(3.50)| 9.2(2.46)|30.0   (3.53)| 1.2(0.56)
                             |                 |          |          |          |          |             |
Other graduate ..............| 13,557 (1,609.5)|43.5(5.11)|56.5(5.11)|34.0(4.61)| 2.2(1.13)|31.4   (4.90)| 6.1(2.67)
  Public 4-year doctoral ....|     ‡       (†) |36.9(8.67)|63.1(8.67)|32.2(7.80)| 4.0(2.86)|35.2   (9.43)| 1.8(1.71)
  Public other 4-year .......| 12,057 (1,706.8)|46.8(6.29)|53.2(6.29)|35.0(5.67)| 1.2(0.88)|29.4   (5.58)| 8.3(3.89)
                             |=================|==========|==========|==========|==========|============ |=========
1999-2000                    |                 |          |          |          |          |             |
     All institutions .......|$38,428($1,233.2)|17.8(0.73)|82.2(0.73)|54.0(1.05)| 6.2(0.53)|48.7   (1.17)| 5.8(0.45)
                             |_________________|__________|__________|__________|__________|_____________|__________
Master's degree .............| 24,751   (721.5)|20.6(1.09)|79.4(1.09)|50.4(1.33)| 5.4(0.72)|46.2   (1.38)| 8.4(0.88)
  Public ....................| 20,219   (704.1)|21.5(1.49)|78.5(1.49)|45.8(1.62)| 7.7(1.17)|49.6   (1.74)| 6.8(0.88)
    4-year doctoral .........| 19,850   (826.4)|19.8(1.60)|80.2(1.60)|43.9(1.74)| 7.2(1.34)|54.3   (1.93)| 7.1(1.03)
    Other 4-year ............| 21,815 (1,104.6)|29.8(3.69)|70.2(3.69)|54.9(4.45)|10.4(2.31)|26.8   (3.17)| 5.3(1.30)
  Private ...................| 29,290 (1,160.7)|19.4(1.59)|80.6(1.59)|56.3(2.16)| 2.5(0.60)|41.9   (2.22)|10.4(1.66)
    4-year doctoral .........| 31,307 (1,436.9)|17.5(1.82)|82.5(1.82)|57.7(2.32)| 3.0(0.79)|49.4   (2.56)| 8.3(1.06)
    Other 4-year ............| 23,032 (1,217.1)|24.8(3.30)|75.2(3.30)|52.4(5.10)| 1.1(0.36)|20.9   (4.74)|16.3(5.55)
                             |                 |          |          |          |          |             |
Doctor's degree .............| 37,234 (4,065.7)|11.5(1.39)|88.6(1.39)|30.2(2.85)| 2.6(0.63)|77.5   (1.73)| 5.4(0.65)
  Public ....................| 29,929 (1,750.0)|10.7(1.23)|89.4(1.23)|26.5(1.60)| 3.2(0.88)|80.6   (1.71)| 7.4(0.97)
  Private ...................| 47,129 (7,597.7)|12.7(2.94)|87.3(2.94)|35.9(6.36)| 1.6(0.79)|72.9   (3.44)| 2.3(0.54)
                             |                 |          |          |          |          |             |
First-professional ..........| 57,556 (2,062.5)|11.5(1.06)|88.5(1.06)|80.1(1.48)| 9.8(1.43)|40.2   (2.65)| 1.6(0.44)
  Public ....................| 48,328 (1,993.7)|11.4(1.57)|88.6(1.57)|81.7(1.81)|13.1(2.18)|39.5   (2.87)| 1.6(0.64)
  Private ...................| 65,299 (3,141.0)|11.6(1.45)|88.4(1.45)|78.8(2.29)| 7.1(1.84)|40.8   (4.22)| 1.5(0.60)
                             |                 |          |          |          |          |             |
Other graduate ..............| 21,238 (1,419.4)|37.3(3.60)|62.7(3.60)|44.4(3.70)| 6.3(1.44)|23.3   (3.35)| 7.3(1.82)
_____________________________|_________________|__________|__________|__________|__________|_____________|__________

†Not applicable.
#Rounds to zero.
‡Did not meet reporting standard.
\1\Includes students who reported they were awarded aid, but did not specify the source of aid.

NOTE: Total includes some students whose level of study was unknown. Because of rounding and the fact that some students multiple sources, percents do not add to totals. Standard errors receive aid from appear in parentheses.

SOURCE: U.S. Department of Education, National Center for Education Statistics, 1992-93, 1995-96, and 1999-2000 National Postsecondary Student Aid Studies (NPSAS:93), (NPSAS:96), and (NPSAS:2000). (This table was prepared May 2002.)

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