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Table 5. Among 1992–93 bachelor’s degree recipients with graduate degree enrollment, percentage who borrowed for undergraduate and graduate education and average amounts, by student and institutional characteristics: 2003 |
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| Percent who borrowed |
Average amount borrowed (by borrowers) |
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| Student and institutional characteristics | Neither | Under- graduate only |
Graduate only |
Both | Under- graduate only |
Graduate only |
Both | |
| Total | 31.4 | 23.7 | 17.7 | 27.2 | $9,600 | $36,900 | $41,700 | |
| Type of degree-granting institution | ||||||||
| Public 4-year | 32.6 | 23.0 | 19.5 | 24.9 | 8,100 | 36,500 | 36,900 | |
| Non-doctorate-granting | 34.4 | 25.6 | 15.9 | 24.1 | 7,800 | 29,100 | 31,900 | |
| Doctorate-granting | 31.7 | 21.7 | 21.3 | 25.2 | 8,200 | 39,300 | 39,300 | |
| Private not-for-profit 4-year | 29.7 | 24.2 | 15.3 | 30.8 | 12,500 | 37,500 | 48,900 | |
| Non-doctorate-granting | 27.5 | 26.1 | 14.5 | 32.0 | 12,000 | 31,500 | 43,200 | |
| Doctorate-granting | 32.1 | 22.3 | 16.1 | 29.5 | 13,000 | 43,200 | 55,500 | |
| Other | 26.9 | 31.8 | 7.1 | 34.2 | ‡ | ‡ | 39,600 | |
| Undergraduate major | ||||||||
| Business and management | 39.6 | 26.4 | 13.0 | 21.1 | 8,900 | 33,000 | 38,800 | |
| Education | 34.6 | 31.0 | 12.8 | 21.7 | 10,100 | 28,600 | 30,800 | |
| Engineering, mathematics, or science | 29.4 | 23.3 | 19.1 | 28.2 | 10,000 | 47,200 | 57,400 | |
| Humanities or social sciences | 28.6 | 18.4 | 21.8 | 31.1 | 9,600 | 38,200 | 40,000 | |
| Other | 29.3 | 23.4 | 17.8 | 29.5 | 9,500 | 31,000 | 37,400 | |
| Amount borrowed (undergraduate) | ||||||||
| Did not borrow | 64.0 | † | 36.0 | † | † | 36,900 | † | |
| Less than $5,000 | † | 54.4 | † | 45.7 | 2,700 | † | 32,700 | |
| $5,000–9,999 | † | 43.7 | † | 56.3 | 6,900 | † | 36,200 | |
| $10,000–14,999 | † | 45.3 | † | 54.7 | 11,300 | † | 40,200 | |
| $15,000 or more | † | 41.6 | † | 58.4 | 22,400 | † | 57,700 | |
| Highest enrollment after bachelor’s degree by 2003 | ||||||||
| Master’s degree | 34.3 | 27.8 | 13.6 | 24.3 | 9,500 | 22,600 | 29,000 | |
| Doctoral degree | 23.6 | 13.2 | 28.3 | 34.9 | 10,400 | 44,300 | 54,900 | |
| First-professional degree | 20.4 | 7.6 | 33.6 | 38.5 | ‡ | 68,000 | 82,000 | |
| Highest degree earned by 2003 | ||||||||
| Bachelor’s degree | 35.5 | 32.0 | 10.8 | 21.7 | 9,500 | 25,500 | 32,500 | |
| Master’s degree | 31.8 | 22.8 | 17.5 | 27.9 | 9,500 | 25,200 | 32,500 | |
| Doctoral degree | 23.7 | 11.8 | 31.2 | 33.3 | ‡ | 46,600 | 52,900 | |
| First-professional degree | 17.8 | 3.5 | 37.6 | 41.1 | ‡ | 73,900 | 88,900 | |
| † Not applicable. |
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| ‡ Reporting standards not met (too few cases). |
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| NOTE: Graduate includes first-professional. Estimates include students from the 50 states, DC, and Puerto Rico. |
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| SOURCE: U.S. Department of Education, National Center for Education Statistics, 1993/03 Baccalaureate and Beyond Longitudinal Study (B&B:93/03). |
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