Among full-time undergraduates enrolled for 6 or more months in private for-profit less-than-4-year institutions, no statistical difference was detected in average tuition between 1989–90 and 1999–2000 (about $7,400 in both years).¹³ The percentage of full-time undergraduates who received any type of financial aid increased from 88 to 93 percent and the average amount they received grew from $6,300 to $8,000 between 1989–90 and 1999–2000 (figure F). This study did not detect a difference in the overall percentage of full-time students who took out student loans in 1989–90 and 1999–2000 (about 75 percent), but dependent students with incomes above the lowest quarter were more likely to take out loans in 1999–2000 than in 1989–90. (table A-4.6) This study also did not detect a difference in the overall percentage of full-time students receiving grants in 1989–90 and 1999–2000 (about 68 percent) (table A-4.10). However, low-income students were more likely to receive grants in 1999–2000 than in 1989–90 (dependent students: 90 percent vs. 81 percent; independent students: 92 percent vs. 85 percent), including federal Pell Grants and state grants. Independent students with incomes at or below the median were more likely to receive federal SEOGs in 1999–2000 compared to 1989–90 (30 percent vs. 12 percent) (table A-4.11).