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IPEDS ID: 210146
OPE ID: 00321900
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Southern Oregon University
1250 Siskiyou Blvd, Ashland, Oregon 97520
General information:  (541) 552-7672
Website:  www.sou.edu/
Type:  4-year, Public
Awards offered:  Bachelor's degree
Postbaccalaureate certificate
Master's degree
Campus setting:  Suburb: Midsize
Campus housing:  Yes
Student population:  5,204 (4,285 undergraduate)
Student-to-faculty ratio:  23 to 1
Special Learning Opportunities
Distance education – undergraduate courses offered, programs not offered
Distance education – graduate programs offered
ROTC (Army)
Study abroad
Weekend/evening college
Teacher certification (below the postsecondary level)
Student Services
Academic/career counseling service
Employment services for students
Placement services for completers
Undergraduate students enrolled who are formally registered with office of disability services, Fall 2022
3% or less
High school students enrolled in college courses for credit, 2022-2023
2,096
Carnegie Classification
Master's Colleges & Universities: Larger Programs
Religious Affiliation
Not applicable
Federal Aid
Eligible students may receive Pell Grants and other federal aid (e.g. Direct Loans).
For-credit instruction programs offered
Academic
Continuing professional
Noncredit education offered
Institution does not offer noncredit education
Credit Accepted
Credit for life experiences
Advanced placement (AP) credits
Faculty and graduate assistants by primary function, Fall 2022Full timePart time
Total faculty14594
Instructional14594
Research and public service00
Total graduate assistants-0
Instructional-0
Research-0
Estimated Expenses for Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Estimated expenses for academic year2020-20212021-20222022-20232023-2024% change 2022-2023 to 2023-2024
Tuition and fees
In-state$10,710$11,142$11,691$12,0933.4%
Out-of-state$27,990$28,962$30,051$30,7232.2%
Books and supplies$999$999$999$9990.0%
Living arrangement
On Campus
Food and Housing$14,629$15,066$15,819$16,2482.7%
Other expenses$2,697$1,500$1,500$1,5000.0%
Off Campus
Food and Housing$11,166$11,501$11,958$15,44029.1%
Other expenses$2,697$1,500$1,500$1,5000.0%
Off Campus with Family
Other expenses$2,697$1,500$1,500$1,5000.0%
Total Expenses2020-20212021-20222022-20232023-2024% change 2022-2023 to 2023-2024
In-state
On Campus$29,035$28,707$30,009$30,8402.8%
Off Campus$25,572$25,142$26,148$30,03214.9%
Off Campus with Family$14,406$13,641$14,190$14,5922.8%
Out-of-state
On Campus$46,315$46,527$48,369$49,4702.3%
Off Campus$42,852$42,962$44,508$48,6629.3%
Off Campus with Family$31,686$31,461$32,550$33,2222.1%
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This calculator uses estimated student expenses data to estimate the total tuition and fees charged over the duration of a typical 4-year program at this school.
1. Select starting academic year
2. Select tuition inflation rate
 
 

% (0-100 allowed)
  • The output is only an estimate and not a guarantee of the actual amount the student may be charged; it is not binding on the Secretary, the institution of higher education, or the State; and it may change, subject to the availability of financial assistance, State appropriations, and other factors. The student must complete the Free Application for Federal Student Aid (FAFSA) to be eligible for, and receive, an actual financial aid award that includes federal grant, loan, or work-study assistance.
  • The estimated price does not include Food and Housing, books and supplies, etc. (where applicable) and is based on previous years' tuition and fees data. Tuition and fees may vary by program. Please contact this institution for detailed price information.
  • Estimated yearly tuition and fees may not sum to totals because of rounding.
Estimate the total tuition and fee costs over the duration of a typical program.
 Multiyear Tuition Calculator
Average graduate student tuition and fees for academic year2023-2024
In-state tuition$14,553
In-state fees$2,418
Out-of-state tuition$17,361
Out-of-state fees$2,418
  • We allow special Cost of Attendance allowance additions for some programs and student categories.; First-year students must live on campus.;
Alternative Tuition Plans and Promise Program
Type of PlanOffered
Tuition guarantee plan
Prepaid tuition plan
Tuition payment planX
Other alternative tuition plan
  • Participates in a Promise program
Undergraduate Student Financial Aid, 2021-2022
Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Type of AidNumber awarded aidPercent awarded aidTotal amount of aid awardedAverage amount of aid awarded
Any student financial aid139683%————
Grant or scholarship aid36677%$2,565,955$7,011
Federal grants17236%$900,004$5,233
Pell grants17236%$791,483$4,602
Other federal grants7315%$108,521$1,487
State/local government grant or scholarships11524%$366,016$3,183
Institutional grants or scholarships34472%$1,299,935$3,779
Student loan aid17737%$897,899$5,073
Federal student loans17737%$897,899$5,073
Other student loans00%$0
  • 1 Includes students awarded Federal work study aid and aid from other sources not listed above.
All Undergraduate Students
Type of AidNumber awarded aidPercent awarded aidTotal amount of aid awardedAverage amount of aid awarded
Degree/certificate-seeking
Grant or scholarship aid11,97367%$13,946,128$7,068
Pell grants1,16540%$4,935,011$4,236
Federal student loans1,19941%$10,126,762$8,446
Non-degree/non-certificate-seeking
Grant or scholarship aid100%$0
  • 1 Grant or scholarship aid includes aid awarded, from the federal government, state or local government, the institution, and other sources known by the institution.

  • For more information on Student Financial Assistance Programs or to apply for financial aid via the web, visit Federal Student Aid.
Average Net Price for Full-Time Beginning Students
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded grant or scholarship aid from federal, state or local governments, or the institution.
2019-20202020-20212021-2022
Average net price$10,806$12,134$17,976
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded Title IV aid by income.
Average net price by Income2019-20202020-20212021-2022
$0 – $30,000$7,068$7,991$12,062
$30,001 – $48,000$7,503$9,786$16,266
$48,001 – $75,000$11,223$10,300$16,994
$75,001 – $110,000$14,817$11,531$20,644
$110,001 and more$14,528$12,333$20,981
  • Average net price is generated by subtracting the average amount of federal, state/local government, or institutional grant or scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies, and the weighted average for Food and Housing and other expenses.
  • Beginning students are those who are entering postsecondary education for the first time.
  • Title IV aid to students includes grant aid, work study aid, and loan aid. These include: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Academic Competitiveness Grant (ACG), National Science and Mathematics Access to Retain Talent Grant (National SMART Grant), Teacher Education Assistance for College and Higher Education (TEACH) Grant, Federal Work-Study, Federal Perkins Loan, Subsidized Direct or FFEL Stafford Loan, and Unsubsidized Direct or FFEL Stafford Loan. For those Title IV recipients, net price is reported by income category and includes students awarded federal aid even if none of that aid was provided in the form of grants. While Title IV status defines the cohort of student for which the data are reported, the definition of net price remains the same – total cost of attendance minus grant aid.
Net Price Calculator
An institution’s net price calculator allows current and prospective students, families, and other consumers to estimate the net price of attending that institution for a particular student.
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Fall 2022
Total enrollment5,204
Undergraduate enrollment4,285
Undergraduate transfer-in enrollment293
Graduate enrollment919
Undergraduate Attendance StatusUndergraduate Student Gender
Undergraduate Attendance Status:
Full-time: 57%
Part-time: 43%Undergraduate Student Gender:
Male: 38%
Female: 62%
Undergraduate Race/ethnicity
Undergraduate Race/ethnicity:
American Indian or Alaska Native: 1%
Asian: 2%
Black or African American: 2%
Hispanic/Latino: 15%
Native Hawaiian or other Pacific Islander: 1%
White: 57%
Two or more races: 9%
Race/ethnicity unknown: 12%
U.S. Nonresident: 1%
Undergraduate Student AgeUndergraduate Student Residence
Undergraduate Student Age:
24 and under: 86%
25 and over: 14%
Age unknown: 0%Undergraduate Student Residence:
In-state: 58%
Out-of-state: 35%
Foreign countries: 0%
Unknown: 6%
  • Age data are reported for Fall 2021.
  • Residence data are reported for first-time degree/certificate-seeking undergraduates.
Undergraduate Distance Education Status
Undergraduate Enrollment by Distance Education Status:
Enrolled exclusively in distance education courses: 9%
Enrolled in some, but not all, distance education courses: 28%
Not enrolled in any distance education courses: 63%
Graduate Attendance Status
Graduate Attendance Status:
Full-time: 16%
Part-time: 84%
Graduate Distance Education Status
Graduate Enrollment by Distance Education Status:
Enrolled exclusively in distance education courses: 43%
Enrolled in some, but not all, distance education courses: 21%
Not enrolled in any distance education courses: 36%
Undergraduate application fee (2023-2024): $60
Undergraduate Admissions Fall 2022
TotalMaleFemale
Number of applicants2,1267401,256
Percent admitted88%87%89%
Percent admitted who enrolled30%31%30%
Admissions ConsiderationsRequired to be consideredNot required, but consideredNot considered
Secondary school GPAX
Secondary school rankX
Secondary school recordX
Completion of college-preparatory programX
RecommendationsX
Formal demonstration of competenciesX
Work experienceX
Personal statement or essayX
Legacy statusNot applicableX
Admission test scoresRequired to be consideredNot required, but considered (Test Optional)Not considered (Test Blind)
SAT / ACTX
Other Test (Wonderlic,WISC-III,etc)X
English Proficiency TestX
First-to-Second Year Retention Rates

Retention rates measure the percentage of first-time students who are seeking bachelor's degrees who return to the institution to continue their studies the following fall.

Retention Rates for First-Time Students Pursuing Bachelor's Degrees
Student retention:
Full-time students: 71%
Part-time students: 65%
Percentage of Students Who Began Their Studies in Fall 2021 and Returned in Fall 2022
Overall Graduation Rate and Transfer-Out Rate

The overall graduation rate is also known as the "Student Right to Know" or IPEDS graduation rate. It tracks the progress of students who began their studies as full-time, first-time degree- or certificate-seeking students to see if they complete a degree or other award such as a certificate within 150% of "normal time" for completing the program in which they are enrolled.

Some institutions also report a transfer-out rate, which is the percentage of the full-time, first-time students who transferred to another institution without completing at the current institution.

Note that not all students at the institution are tracked for these rates. Students who have already attended another postsecondary institution, or who began their studies on a part-time basis, are not tracked for this rate. At this institution, 32 percent of entering students were counted as "full-time, first-time" in 2022.

Overall Graduation and Transfer-Out Rates for Students Who Began Their Studies in Fall 2016
Overall graduation rate:
Overall graduation rate: 46%
(*) Transfer-out rate:
Percentage of Full-time, First-Time Students Who Graduated or Transferred Out Within 150% of "Normal Time" to Completion for Their Program
  • (*) Not all institutions report transfer-out rates.
Bachelor's Degree Graduation Rates

Bachelor’s degree graduation rates measure the percentage of entering students beginning their studies full-time and are planning to get a bachelor’s degree and who complete their degree program within a specified amount of time.

Graduation Rates for Students Pursuing Bachelor's Degrees
Bachelor's degree rate:
[Began in Fall 2014]
4-year: 30%
6-year: 47%
8-year: 48%
[Began in Fall 2016]
4-year: 34%
6-year: 46%
Percentage of Full-time, First-time Students Who Graduated in the Specified Amount of Time and Began in Fall 2014 or Fall 2016
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees:
Male: 42%
Female: 49%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2016 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees:
American Indian or Alaska Native: 75%
Asian: 75%
Black or African American: 54%
Hispanic/Latino: 44%
Native Hawaiian or other Pacific Islander: 17%
White: 46%
Two or more races: 47%
Race/ethnicity unknown: 47%
U.S. Nonresident: 42%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2016 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
  • Alternative measures of student success are reported by degree-granting institutions to describe the outcomes of degree/certificate-seeking undergraduate students who are not only first-time, full-time students, but also part-time attending and non-first-time (transfer-in) students. These measures are also reported for students receiving Pell grants and those students that do not receive Pell grants. These measures provide the 8-year award-completion rates by award level (certificates, associate's and bachelor degrees) after entering an institution. For students who did not earn any undergraduate award after 8-years of entry, the enrollment statuses are reported as either still enrolled at the institution, or subsequently transferred out of the institution. Unlike the Graduation Rates data, all reporting institutions must report on their transfer outs regardless if the institution has a mission that provides substantial transfer preparation.
FULL-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2014-15
Award and enrollment rate:
[All students]
Received a certificate: 7%
Received a Bachelor's degree: 48%
Enrolled at same institution: 1%
Enrolled at different institution: 33%
[Pell]
Received a certificate: 7%
Received a Bachelor's degree: 46%
Enrolled at same institution: 0%
Enrolled at different institution: 35%
[Non-Pell]
Received a certificate: 7%
Received a Bachelor's degree: 50%
Enrolled at same institution: 1%
Enrolled at different institution: 31%
PART-TIME, FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2014-15
Award and enrollment rate:
[All students]
Received a certificate: 3%
Received a Bachelor's degree: 20%
Enrolled at same institution: 0%
Enrolled at different institution: 53%
[Pell]
Received a certificate: 11%
Received a Bachelor's degree: 22%
Enrolled at same institution: 0%
Enrolled at different institution: 44%
[Non-Pell]
Received a certificate: 0%
Received a Bachelor's degree: 19%
Enrolled at same institution: 0%
Enrolled at different institution: 57%
FULL-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2014-15
Award and enrollment rate:
[All students]
Received a certificate: 12%
Received a Bachelor's degree: 62%
Enrolled at same institution: 0%
Enrolled at different institution: 19%
[Pell]
Received a certificate: 12%
Received a Bachelor's degree: 61%
Enrolled at same institution: 1%
Enrolled at different institution: 20%
[Non-Pell]
Received a certificate: 13%
Received a Bachelor's degree: 64%
Enrolled at same institution: 0%
Enrolled at different institution: 18%
PART-TIME, NON-FIRST-TIME DEGREE/CERTIFICATE-SEEKING UNDERGRADUATES WHO ENTERED IN 2014-15
Award and enrollment rate:
[All students]
Received a certificate: 8%
Received a Bachelor's degree: 45%
Enrolled at same institution: 2%
Enrolled at different institution: 36%
[Pell]
Received a certificate: 8%
Received a Bachelor's degree: 37%
Enrolled at same institution: 2%
Enrolled at different institution: 41%
[Non-Pell]
Received a certificate: 9%
Received a Bachelor's degree: 53%
Enrolled at same institution: 1%
Enrolled at different institution: 29%
Completions (Number of awards conferred) 2022-2023
Completions are the number of awards conferred by program and award level.
sort byProgramPostgraduate
Certificate
BachelorMaster
  • Data shown are for first majors.
  • (-) Program is not offered at this award level.
Agricultural/Animal/Plant/Veterinary Science and Related Fields
Agroecology and Sustainable Agriculture6--
Viticulture and Enology0--
Category total6--
Area, Ethnic, Cultural, Gender, and Group Studies
American Indian/Native American Studies4--
Women's Studies22-
Category total62-
Biological and Biomedical Sciences
Biology/Biological Sciences, General-29-
Botany/Plant Biology0--
Category total029-
Business, Management, Marketing, and Related Support Services
Accounting50-
Business Administration and Management, General-7088
Business, Management, Marketing, and Related Support Services, Other00-
Business/Commerce, General-0-
E-Commerce/Electronic Commerce4--
Finance, General6--
Hospitality Administration/Management, General0--
Human Resources Management/Personnel Administration, General00-
International Business/Trade/Commerce0--
Management Information Systems, General00-
Non-Profit/Public/Organizational Management3--
Category total187088
Communication, Journalism, and Related Programs
Digital Communication and Media/Multimedia-23-
Speech Communication and Rhetoric-25-
Category total-48-
Computer and Information Sciences and Support Services
Computer and Information Sciences, Other22--
Computer and Information Sciences, General4130
Category total26130
Education
Early Childhood Education and Teaching020-
Education, General54448
Educational Leadership and Administration, General36--
Elementary Education and Teaching030
Junior High/Intermediate/Middle School Education and Teaching0--
Kindergarten/Preschool Education and Teaching0--
Secondary Education and Teaching0--
Teacher Education and Professional Development, Specific Levels and Methods, Other0-36
Teacher Education, Multiple Levels810-
Teaching English as a Second or Foreign Language/ESL Language Instructor2--
Category total1246784
English Language and Literature/Letters
Creative Writing-13-
English Language and Literature, General-18-
Category total-31-
Foreign Languages, Literatures, and Linguistics
Foreign Languages, Literatures, and Linguistics, Other-0-
French Language and Literature-06
Spanish Language and Literature-30
Category total-36
Health Professions and Related Programs
Health/Health Care Administration/Management-10-
Mental Health Counseling/Counselor--23
Pre-Medicine/Pre-Medical Studies-0-
Registered Nursing/Registered Nurse0--
Category total01023
History
History, General-11-
Category total-11-
Homeland Security, Law Enforcement, Firefighting and Related Protective Services
Criminal Justice/Safety Studies-41-
Category total-41-
Mathematics and Statistics
Computational and Applied Mathematics--0
Financial Mathematics-2-
Mathematics, General-70
Category total-90
Multi/Interdisciplinary Studies
Biological and Physical Sciences--0
Cultural Resource Management and Policy Analysis0--
International/Globalization Studies-3-
Mathematics and Computer Science-10
Multi-/Interdisciplinary Studies, General-124
Multi-/Interdisciplinary Studies, Other090
Sustainability Studies22-
Category total2274
Natural Resources and Conservation
Environmental Science6--
Environmental Studies0256
Category total6256
Parks, Recreation, Leisure, Fitness, and Kinesiology
Parks, Recreation, and Leisure Studies-85
Sports, Kinesiology, and Physical Education/Fitness, General-32-
Category total-405
Physical Sciences
Chemistry, General-11-
Physics, General-0-
Category total-11-
Psychology
Psychology, General-76-
Category total-76-
Public Administration and Social Service Professions
Human Services, General-0-
Category total-0-
Social Sciences
Anthropology, General-1-
Anthropology, Other00-
Economics, General-3-
Geography-0-
Political Science and Government, General-7-
Social Sciences, General05-
Sociology and Anthropology-13-
Sociology, General-0-
Category total029-
Visual and Performing Arts
Acting-0-
Art/Art Studies, General-23-
Cinematography and Film/Video Production311-
Digital Arts-0-
Drama and Dramatics/Theatre Arts, General-420
Music Performance, General--4
Music, General292
Category total5856
Grand total193627222
Services and Programs for Servicemembers and Veterans
Yellow Ribbon Program (officially known as Post-9/11 GI Bill, Yellow Ribbon Program)
Dedicated point of contact for support services for veterans, military servicemembers, and their families
Recognized student veteran organization
Tuition policies specifically for Veterans and Servicemembers
Educational Benefits, 2021-2022
Number of students receiving benefits/assistance
Number of students receiving benefits/assistance:
Post-9/11 GI Bill Benefits - undergraduates: 60
Post-9/11 GI Bill Benefits - graduates: 13
DoD Tuition Assistance Program - undergraduates: 8
DoD Tuition Assistance Program - graduates: 0
Average amount of benefits/assistance disbursed through the institution
Average amount of benefits/assistance disbursed through the institution:
Post-9/11 GI Bill Benefits - undergraduates: $9,270
Post-9/11 GI Bill Benefits - graduates: $9,024
DoD Tuition Assistance Program - undergraduates: $3,666
RETENTION RATES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES
Full-time students: 78%
Part-time students: 20%
Retention rate is the percentage of undergraduate students who began their studies in academic year 2013-14 and returned in academic year 2014-15
Athletics Participation
  • Sanction Body: NAIA Division II
Varsity Men's and Women's TeamsMenWomen
Basketball1117
Football106
Soccer3428
Softball24
Track and Field, Indoor1314
Track and Field, Outdoor3128
Track and Field, X-Country119
Volleyball16
Wrestling4232
Institutional Accreditation
AccreditorStatusNext Review Date
Northwest Commission on Colleges and UniversitiesAccredited since (04/01/1928)10/01/2030
Programmatic Accreditation
Accreditor / ProgramStatusNext Review Date
Accreditation Commission for Education in Nursing, Inc. – May 6, 2013 Formerly: National League for Nursing Accrediting Commission
Nursing (NUR) - Baccalaureate programAccredited (12/01/1953 - 12/31/2003)
  • For more detailed information on accreditation for this institution, including all actions and justification for actions, visit OPE's Database of Accredited Postsecondary Institutions and Programs: ope.ed.gov/dapip/#/institution-profile/138497.
On-Campus
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape8107
d. Fondling170
e. Incest000
f. Statutory Rape000
g. Robbery001
h. Aggravated assault001
i. Burglary550
j. Motor vehicle theft021
k. Arson011
VAWA Offenses201920202021
a. Domestic violence115
b. Dating violence126
c. Stalking635
Arrests201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations532
c. Liquor law violations521
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.100
b. Drug abuse violations452428
c. Liquor law violations381838
On-Campus Student Housing Facilities
  • On-campus Student Housing Facilities statistics are a subset of On-Campus statistics.
Criminal Offenses201920202021
a. Murder/Non-negligent manslaughter000
b. Negligent manslaughter000
c. Rape8107
d. Fondling170
e. Incest000
f. Statutory Rape000
g. Robbery000
h. Aggravated assault001
i. Burglary110
j. Motor vehicle theft000
k. Arson000
VAWA Offenses201920202021
a. Domestic violence115
b. Dating violence126
c. Stalking322
Arrests201920202021
a. Weapons: carrying, possessing, etc.000
b. Drug abuse violations101
c. Liquor law violations421
Disciplinary Actions201920202021
a. Weapons: carrying, possessing, etc.100
b. Drug abuse violations291521
c. Liquor law violations291038
  • The crime data reported by the institutions have not been subjected to independent verification by the U.S. Department of Education. Therefore, the Department cannot vouch for the accuracy of the data reported here.
  • The crime statistics displayed only includes On-Campus data associated with the main campus as listed on College Navigator. For statistics associated with each campus location, off campus data, and for additional information covering Hate Crimes, and Fire statistics see https://ope.ed.gov/campussafety.
  • The On-Campus data do not include incidents that: (a) took place on public property, including thoroughfares, streets, sidewalks, and parking facilities, that is within the campus, or immediately adjacent to and accessible from the campus; (b) took place on any building or property owned or controlled by a student organization that is officially recognized by the institution; or (c) took place on any building or property owned or controlled by an institution that is used in direct support of, or in relation to, the institution's educational purposes, is frequently used by students, and is not within the same reasonably contiguous geographic area of the institution.
Three-year Official Cohort Default Rates
Fiscal Year202020192018
Default rate0.0%1.6%6.0%
Number in default02075
Number in repayment1,2051,2151,241
Aid Programs
  • Federal Direct Loan (Direct Loan)