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IPEDS ID: 227216
OPE ID: 00359400
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University of North Texas
1501 W.Chestnut Ave., Denton, Texas 76203-1277
General information:  (940) 565-2000
Website:  www.unt.edu
Type:  4-year, Public
Awards offered:  Bachelor's degree
Postbaccalaureate certificate
Master's degree
Doctor's degree - research/scholarship
Doctor's degree - professional practice
Campus setting:  City: Midsize
Campus housing:  Yes
Student population:  37,299 (30,533 undergraduate)
Student-to-faculty ratio:  25 to 1
Admissionswww.unt.edu/admissions.htm
Apply Onlinewww.unt.edu/vwbk/admission.htm
Financial Aidfinancialaid.unt.edu
Net Price Calculatorwww.collegeforalltexans.com/apps/CollegeMoney/
Tuition Policies for Servicemembers and Veteranswww.unt.edu/veterans/paying-for-college.htm
Athletic Graduation Rateswww.unt.edu/consumer-info.htm
Mission Statement
  www.unt.edu/mission.html
Carnegie Classification
Doctoral Universities: Highest Research Activity
Religious Affiliation
Not applicable
Federal Aid
Eligible students may receive Pell Grants and other federal aid (e.g. Direct Loans).
Undergraduate students enrolled who are formally registered with office of disability services
3% or less
Special Learning Opportunities
ROTC (Army, Air Force)
Teacher certification
Distance education opportunities - undergraduate level
Distance education opportunities - graduate level
Study abroad
Student Services
Remedial services
Academic/career counseling service
Employment services for students
Placement services for completers
Credit Accepted
Dual credit
Advanced placement (AP) credits
Faculty and graduate assistants by primary function, Fall 2015Full timePart time
Total faculty1,166412
Instructional1,102405
Research and public service647
Total graduate assistants-1,107
Instructional-837
Research-270
Estimated Expenses for Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Estimated expenses for academic year2012-20132013-20142014-20152015-2016% change 2014-2015 to 2015-2016
Tuition and fees
In-state$8,357$8,745$9,346$9,7304.1%
Out-of-state$16,781$17,241$18,034$19,0905.9%
Books and supplies$1,000$1,000$1,000$1,0000.0%
Living arrangement
On Campus
Room and board$7,150$7,355$7,760$8,1995.7%
Other$3,016$3,132$3,132$3,074-1.9%
Off Campus
Room and board$6,886$7,086$7,376$7,5242.0%
Other$4,238$4,398$4,398$4,322-1.7%
Off Campus with Family
Other$3,908$4,058$4,058$3,982-1.9%
Total Expenses2012-20132013-20142014-20152015-2016% change 2014-2015 to 2015-2016
In-state
On Campus$19,523$20,232$21,238$22,0033.6%
Off Campus$20,481$21,229$22,120$22,5762.1%
Off Campus with Family$13,265$13,803$14,404$14,7122.1%
Out-of-state
On Campus$27,947$28,728$29,926$31,3634.8%
Off Campus$28,905$29,725$30,808$31,9363.7%
Off Campus with Family$21,689$22,299$23,092$24,0724.2%
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This calculator uses estimated student expenses data to estimate the total tuition and fees charged over the duration of a typical 4-year program at this school.
1. Select starting academic year
2. Select tuition inflation rate
 
 

% (0-100 allowed)
  • The output is only an estimate and not a guarantee of the actual amount the student may be charged; it is not binding on the Secretary, the institution of higher education, or the State; and it may change, subject to the availability of financial assistance, State appropriations, and other factors. The student must complete the Free Application for Federal Student Aid (FAFSA) to be eligible for, and receive, an actual financial aid award that includes federal grant, loan, or work-study assistance.
  • The estimated price does not include room and board, books and supplies, &c. (where applicable) and is based on previous years' tuition and fees data. Tuition and fees may vary by program. Please contact this institution for detailed price information.
  • Estimated yearly tuition and fees may not sum to totals because of rounding.
Estimate the total tuition and fee costs over the duration of a typical program.
 Multiyear Tuition Calculator
Average graduate student tuition and fees for academic year2015-2016
In-state tuition$5,450
In-state fees$1,715
Out-of-state tuition$12,470
Out-of-state fees$1,715
Alternative Tuition Plans
Type of PlanOffered
Tuition guarantee plan
Prepaid tuition plan
Tuition payment planX
Other alternative tuition plan
Undergraduate Student Financial Aid, 2014-2015
Full-time Beginning Undergraduate Students
  • Beginning students are those who are entering postsecondary education for the first time.
Type of AidNumber receiving aidPercent receiving aidTotal amount of aid receivedAverage amount of aid received
Any student financial aid13,38878%————
Grant or scholarship aid2,06147%$24,526,218$11,900
Federal grants1,67339%$7,572,717$4,526
Pell grants1,67339%$7,545,821$4,510
Other federal grants281%$26,896$961
State/local government grant or scholarships1,94745%$9,615,033$4,938
Institutional grants or scholarships1,94345%$7,338,468$3,777
Student loan aid2,28453%$13,464,176$5,895
Federal student loans2,18550%$11,744,079$5,375
Other student loans2105%$1,720,097$8,191
  • 1 Includes students receiving Federal work study aid and aid from other sources not listed above.
All Undergraduate Students
Type of AidNumber receiving aidPercent receiving aidTotal amount of aid receivedAverage amount of aid received
Grant or scholarship aid114,10447%$101,407,177$7,190
Pell grants10,84536%$44,621,311$4,114
Federal student loans16,55656%$100,755,785$6,086
  • 1 Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.

  • For more information on Student Financial Assistance Programs or to apply for financial aid via the web, visit Federal Student Aid.
Average Net Price for Full-Time Beginning Students
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded grant or scholarship aid from federal, state or local governments, or the institution.
2012-20132013-20142014-2015
Average net price$10,773$10,827$10,202
Full-time beginning undergraduate students who paid the in-state or in-district tuition rate and were awarded Title IV aid by income.
Average net price by Income2012-20132013-20142014-2015
$0 – $30,000$2,551$1,875$2,150
$30,001 – $48,000$4,557$4,086$7,269
$48,001 – $75,000$11,797$11,976$15,143
$75,001 – $110,000$16,052$16,597$17,984
$110,001 and more$17,103$17,778$19,342
  • Average net price is generated by subtracting the average amount of federal, state/local government, or institutional grant or scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies, and the weighted average for room and board and other expenses.
  • Beginning students are those who are entering postsecondary education for the first time.
  • Title IV aid to students includes grant aid, work study aid, and loan aid. These include: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Academic Competitiveness Grant (ACG), National Science and Mathematics Access to Retain Talent Grant (National SMART Grant), Teacher Education Assistance for College and Higher Education (TEACH) Grant, Federal Work-Study, Federal Perkins Loan, Subsidized Direct or FFEL Stafford Loan, and Unsubsidized Direct or FFEL Stafford Loan. For those Title IV recipients, net price is reported by income category and includes students who received federal aid even if none of that aid was provided in the form of grants. While Title IV status defines the cohort of student for which the data are reported, the definition of net price remains the same – total cost of attendance minus grant aid.
Net Price Calculator
An institution’s net price calculator allows current and prospective students, families, and other consumers to estimate the net price of attending that institution for a particular student.
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Fall 2015
Total enrollment37,299
Undergraduate enrollment30,533
Undergraduate transfer-in enrollment4,273
Graduate enrollment6,766
Undergraduate Attendance StatusUndergraduate Student Gender
Undergraduate Attendance Status:
Full-time: 82%
Part-time: 18%Undergraduate Student Gender:
Male: 48%
Female: 52%
Undergraduate Race/ethnicity
Undergraduate Race/ethnicity:
American Indian or Alaska Native: 0%
Asian: 6%
Black or African American: 12%
Hispanic/Latino: 22%
Native Hawaiian or other Pacific Islander: 0%
White: 47%
Two or more races: 8%
Race/ethnicity unknown: 1%
Non-resident alien: 4%
Undergraduate Student AgeUndergraduate Student Residence
Undergraduate Student Age:
24 and under: 85%
25 and over: 15%
Age unknown: 0%Undergraduate Student Residence:
In-state: 93%
Out-of-state: 3%
Foreign countries: 4%
Unknown: 0%
  • Residence data are reported for first-time degree/certificate-seeking undergraduates, Fall 2014.
Graduate Attendance Status
Graduate Attendance Status:
Full-time: 46%
Part-time: 54%
Undergraduate Distance Education StatusGraduate Distance Education Status
Undergraduate Enrollment by Distance Education Status:
Enrolled only in distance education: 4%
Enrolled in some distance education: 29%
Not enrolled in any distance education: 67%Graduate Enrollment by Distance Education Status:
Enrolled only in distance education: 29%
Enrolled in some distance education: 9%
Not enrolled in any distance education: 62%
Undergraduate application fee (2015-2016): $75
Undergraduate Admissions Fall 2015
TotalMaleFemale
Number of applicants16,2537,2888,965
Percent admitted70%68%72%
Percent admitted who enrolled41%44%39%
Admissions ConsiderationsRequiredRecommended
Secondary school GPAX
Secondary school rankX
Secondary school recordX
Completion of college-preparatory programX
Admission test scores (SAT/ACT)X
TOEFL (Test of English as a Foreign language)X
Test Scores: Fall 2015 (enrolled first-time students)
Students submitting scoresNumberPercent
SAT3,85982%
ACT2,25447%
Test Scores25th Percentile*75th Percentile**
NOTES:
*  25% of students scored at or below
** 25% of students scored above
  • Data apply to first-time degree/certificate-seeking students.
  • Institutions are asked to report test scores only if they are required for admission.
SAT Critical Reading490600
SAT Math500600
ACT Composite2126
ACT English1926
ACT Math2026
First-to-Second Year Retention Rates

Retention rates measure the percentage of first-time students who are seeking bachelor's degrees who return to the institution to continue their studies the following fall.

Retention Rates for First-Time Students Pursuing Bachelor's Degrees
Student retention:
Full-time students: 79%
Part-time students: 58%
Percentage of Students Who Began Their Studies in Fall 2014 and Returned in Fall 2015
Overall Graduation Rate and Transfer-Out Rate

The overall graduation rate is also known as the "Student Right to Know" or IPEDS graduation rate. It tracks the progress of students who began their studies as full-time, first-time degree- or certificate-seeking students to see if they complete a degree or other award such as a certificate within 150% of "normal time" for completing the program in which they are enrolled.

Some institutions also report a transfer-out rate, which is the percentage of the full-time, first-time students who transferred to another institution.

Note that not all students at the institution are tracked for these rates. Students who have already attended another postsecondary institution, or who began their studies on a part-time basis, are not tracked for this rate. At this institution, 51 percent of entering students were counted as "full-time, first-time" in 2015.

Overall Graduation and Transfer-Out Rates for Students Who Began Their Studies in Fall 2009
Overall graduation rate:
Overall graduation rate: 52%
Transfer-out rate: 28%
Percentage of Full-time, First-Time Students Who Graduated or Transferred Out Within 150% of "Normal Time" to Completion for Their Program
Bachelor's Degree Graduation Rates

Bachelor’s degree graduation rates measure the percentage of entering students beginning their studies full-time and are planning to get a bachelor’s degree and who complete their degree program within a specified amount of time.

Graduation Rates for Students Pursuing Bachelor's Degrees
Bachelor's degree rate:
[Began in Fall 2007]
4-year: 25%
6-year: 50%
8-year: 55%
[Began in Fall 2009]
4-year: 27%
6-year: 52%
Percentage of Full-time, First-time Students Who Graduated in the Specified Amount of Time and Began in Fall 2007 or Fall 2009
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Gender for Students Pursuing Bachelor's Degrees:
Male: 44%
Female: 57%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2009 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees
6-Year Graduation Rate by Race/Ethnicity for Students Pursuing Bachelor's Degrees:
American Indian or Alaska Native: 42%
Asian: 54%
Black or African American: 48%
Hispanic/Latino: 52%
Native Hawaiian or other Pacific Islander: 67%
White: 52%
Two or more races: 56%
Race/ethnicity unknown: 0%
Non-resident alien: 56%
Percentage of Full-time, First-time Students Who Began Their Studies in Fall 2009 and Received a Degree or Award Within 150% of "Normal Time" to Completion for Their Program
Completions (Number of awards conferred) 2014-2015
Completions are the number of awards conferred by program and award level.
sort byProgramBachelorMasterDoctorUndergraduate
Certificate
Postgraduate
Certificate
  • Data shown are for first majors.
  • (-) Program is not offered at this award level.
  • d identifies programs and award levels that are offered as a distance education program. For program category totals, d is shown if one or more programs in the category are offered as a distance education program.
Architecture and Related Services
Interior Architecture310---
Category total310---
Biological And Biomedical Sciences
Biochemistry3221--
Biochemistry and Molecular Biology-51--
Biology/Biological Sciences, General261126--
Ecology4----
Molecular Biology-04--
Category total2971912--
Business, Management, Marketing, and Related Support Services
Accounting183581-0
Business Administration and Management, General-122d1-12d
Business/Commerce, General72-8--
Business/Managerial Economics34----
E-Commerce/Electronic Commerce0----
Entrepreneurship/Entrepreneurial Studies51----
Fashion Merchandising107----
Finance, General135105--
Financial Planning and Services0----
Hospitality Administration/Management, General18619d--1d
Human Resources Development-3d5-0
Insurance45----
Labor and Industrial Relations-0---
Logistics, Materials, and Supply Chain Management58----
Management Information Systems, General122111--
Management Science-00--
Marketing/Marketing Management, General162-6--
Merchandising and Buying Operations-18--0d
Operations Management and Supervision29----
Organizational Behavior Studies53----
Real Estate140---
Retail Management27----
Special Products Marketing Operations9----
Taxation-40---
Category total1,287281d27-13d
Communication, Journalism, and Related Programs
Broadcast Journalism21----
Digital Communication and Media/Multimedia----2
Journalism18228--0
Public Relations/Image Management----2
Radio and Television1983---
Category total40131--4
Computer and Information Sciences and Support Services
Computer and Information Sciences, General586115-0
Information Science/Studies15d62d13-26d
Information Technology19----
Category total92d123d28-26d
Education
Adult and Continuing Education and Teaching----1
Art Teacher Education-73-7
Computer Teacher Education--3--
Counselor Education/School Counseling and Guidance Services-505-0
Curriculum and Instruction-812--
Early Childhood Education and Teaching-41--
Education, General-25---
Educational Leadership and Administration, General-104d10--
Educational Statistics and Research Methods--4--
Educational/Instructional Technology-27---
Elementary and Middle School Administration/Principalship-0---
Higher Education/Higher Education Administration-3519-0
Music Teacher Education-0d2d--
Reading Teacher Education-02-0
Secondary Education and Teaching-10d--0d
Special Education and Teaching, General-29d3-12d
Teaching English as a Second or Foreign Language/ESL Language Instructor-5--4
Category total-304d64d-24d
Engineering
Bioengineering and Biomedical Engineering00---
Computer Engineering, General2217---
Electrical and Electronics Engineering41410--
Engineering Physics/Applied Physics0----
Materials Engineering121112--
Mechanical Engineering75150-0
Category total1508412-0
Engineering Technology and Engineering-Related Fields
Construction Engineering Technology/Technician12----
Electrical, Electronic and Communications Engineering Technology/Technician8----
Engineering Technology, General-41---
Manufacturing Engineering Technology/Technician0----
Mechanical Engineering/Mechanical Technology/Technician18----
Category total3841---
English Language and Literature/Letters
Creative Writing-5---
English Language and Literature, General196910--
Professional, Technical, Business, and Scientific Writing178--4
Rhetoric and Composition8412---
Category total2973410-4
Family and Consumer Sciences/Human Sciences
Child Development0----
Human Development and Family Studies, General820--0
Category total820--0
Foreign Languages, Literatures, and Linguistics
French Language and Literature215---
German Language and Literature7----
Linguistics155---
Spanish Language and Literature687---
Category total11117---
Health Professions and Related Programs
Audiology/Audiologist--10--
Audiology/Audiologist and Speech-Language Pathology/Pathologist92----
Clinical Laboratory Science/Medical Technology/Technologist9----
Cytotechnology/Cytotechnologist0----
Long Term Care Administration/Management-7d---
Public Health Education and Promotion34----
Rehabilitation Science63----
Speech-Language Pathology/Pathologist-31---
Vocational Rehabilitation Counseling/Counselor-35d--5
Category total19873d10-5
History
History, General134183--
Category total134183--
Homeland Security, Law Enforcement, Firefighting and Related Protective Services
Criminal Justice/Safety Studies22928d--0
Crisis/Emergency/Disaster Management56----
Category total28528d--0
Liberal Arts and Sciences, General Studies and Humanities
General Studies412----
Category total412----
Library Science
Library and Information Science-218d--67d
Category total-218d--67d
Mathematics and Statistics
Mathematics, General6752--
Category total6752--
Multi/Interdisciplinary Studies
Behavioral Sciences----20
Gerontology201-1d
International/Global Studies1140---
Multi-/Interdisciplinary Studies, Other733d37---
Category total849d371-21d
Natural Resources and Conservation
Environmental Science-52--
Category total-52--
Parks, Recreation, Leisure, and Fitness Studies
Kinesiology and Exercise Science21813---
Parks, Recreation and Leisure Facilities Management, General4316--0
Category total26129--0
Philosophy and Religious Studies
Philosophy3623-0
Religion/Religious Studies3----
Category total3923-0
Physical Sciences
Chemistry, General28413--
Optics/Optical Sciences--0--
Physics, General1039--
Category total38722--
Psychology
Applied Behavior Analysis5115---
Clinical Psychology-015--
Counseling Psychology-012--
Educational Psychology-10d1--
Experimental Psychology-00--
Industrial and Organizational Psychology--1--
Psychology, General30618---
School Psychology-0---
Category total35743d29--
Public Administration and Social Service Professions
Community Organization and Advocacy----0
Human Services, General0----
Public Administration-369--
Social Work69----
Category total69369-0
Science Technologies/Technicians
Nuclear/Nuclear Power Technology/Technician0----
Category total0----
Social Sciences
Anthropology5516d---
Economics, General5213--0
Geographic Information Science and Cartography----2
Geography3411---
Political Science and Government, General7167--
Social Sciences, General40----
Sociology87299--
Category total33975d16-2
Transportation and Materials Moving
Aeronautics/Aviation/Aerospace Science and Technology, General36----
Category total36----
Visual and Performing Arts
Art History, Criticism and Conservation206---
Art/Art Studies, General55----
Dance, General24----
Design and Visual Communications, General348---
Drama and Dramatics/Theatre Arts, General590---
Fashion/Apparel Design30----
Fine/Studio Arts, General15017---
Jazz/Jazz Studies3320---
Music History, Literature, and Theory0----
Music Performance, General53484101
Music Theory and Composition1013--
Music, General10253-0
Musical Theatre0----
Musicology and Ethnomusicology-00--
Category total5701054701
Grand total6,4401,6152970167
Services and Programs for Servicemembers and Veterans
Credit for military training
Dedicated point of contact for support services for veterans, military servicemembers, and their families
Recognized student veteran organization
Member of Servicemembers Opportunity Colleges
Tuition policies specifically for Veterans and Servicemembers
Educational Benefits, 2014-2015
Number of students receiving benefits/assistance
Number of students receiving benefits/assistance:
Post-9/11 GI Bill Benefits - undergraduates: 1076
Post-9/11 GI Bill Benefits - graduates: 104
DoD Tuition Assistance Program - undergraduates: 32
DoD Tuition Assistance Program - graduates: 11
Average amount of benefits/assistance awarded through the institution
Average amount of benefits/assistance awarded through the institution:
Post-9/11 GI Bill Benefits - undergraduates: $7,575
Post-9/11 GI Bill Benefits - graduates: $5,076
DoD Tuition Assistance Program - undergraduates: $2,765
DoD Tuition Assistance Program - graduates: $4,135
RETENTION RATES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES
RETENTION RATES FOR FIRST-TIME, DEGREE/CERTIFICATE EDUCATION BENEFIT USERS PURSUING BACHELOR'S DEGREES
Full-time students: 78%
Part-time students: 50%
Retention rate is the percentage of undergraduate students who began their studies in academic year 2013-14 and returned in academic year 2014-15
2014-2015 Varsity Athletes
NCAA Division I-A MenWomen
All Track Combined8394
Basketball1413
Football103
Golf108
Soccer26
Softball17
Swimming and Diving32
Tennis7
Volleyball16
Institutional Accreditation
AgencyPeriods of AccreditationStatus
Southern Association of Colleges and Schools, Commission on Colleges1/1/1925 -  Accredited
Specialized Accreditation
Agency / ProgramPeriods of AccreditationStatus
American Psychological Association, Commission on Accreditation
Clinical Psychology (CLPSY) - PhD Doctoral programs12/5/1978 -  Accredited
Counseling Psychology (COPSY) - PhD Doctoral programs12/5/1978 -  Accredited
American Speech-Language-Hearing Association, Council on Academic Accreditation in Audiology and Speech-Language Pathology
Audiology (AUD) - Graduate degree programs7/29/1976 - 8/1/2003Resigned
Speech-Language Pathology (SLP) - Graduate degree programs7/29/1976 -  Accredited
Clinical doctoral program in Audiology8/1/2003 -  Accredited
Commission on English Language Program Accreditation
English Language4/1/2000 -  Accredited
National Association of Schools of Art and Design, Commission on Accreditation
Art and Design (ART) - Degree-granting schools and departments and non-degree-granting programs(!)7/1/2007 -  Accredited
National Association of Schools of Music, Commission on Accreditation
Music (MUS) - Institutions and units within institutions offering degree-granting and/or non-degree-granting programs(!)9/1/1939 -  Accredited
National Council for Accreditation of Teacher Education
Teacher Education (TED) - Baccalaureate and graduate programs for the preparation of teachers and other professional personnel for elementary and secondary schools9/1/1961 -  Accredited
  • (!) Estimated date
2014 Crime Statistics
Arrests - On-Campus201220132014
Illegal weapons possession024
Drug law violations114111128
Liquor law violations100124118
Arrests - On-Campus Residence Halls !201220132014
Illegal weapons possession001
Drug law violations681
Liquor law violations112312
Criminal Offenses - On-Campus201220132014
Murder/Non-negligent manslaughter000
Negligent manslaughter000
Sex offenses - Forcible47
Rape12
Fondling6
Sex offenses - Non-forcible (incest and statutory rape only)00
Incest0
Statutory rape0
Robbery001
Aggravated assault762
Burglary191925
Motor vehicle theft423
Arson001
Criminal Offenses - On-Campus Residence Halls !201220132014
Murder/Non-negligent manslaughter000
Negligent manslaughter000
Sex offenses - Forcible26
Rape11
Fondling5
Sex offenses - Non-forcible (incest and statutory rape only)00
Incest0
Statutory rape0
Robbery000
Aggravated assault000
Burglary141217
Motor vehicle theft000
Arson001
  • (!) Residence Halls are a subset of On-Campus statistics
  • The crime data reported by the institutions have not been subjected to independent verification by the U.S. Department of Education. Therefore, the Department cannot vouch for the accuracy of the data reported here.
  • As of the 2015 data collection (2014 data onwards), statistics for Sex offenses - Forcible and Sex offenses - Non-forcible are no longer collected. Rape, Fondling, Incest and Statutory rape statistics were not collected prior to the 2015 data collection.
  • These data do not include incidents that: (a) took place off campus on public property immediately adjacent to and accessible from the Campus; (b) took place on a noncampus building or property owned or controlled by a student organization that is officially recognized by the institution; or (c) incidents at buildings/property owned or controlled by an institution but is not contiguous to the institution. For further information, see http://ope.ed.gov/security.
Three-year Official Cohort Default Rates
Fiscal Year201320122011
Default rate7.9%7.6%10.0%
Number in default691652783
Number in repayment8,7408,5717,808
  • These default rates apply to all locations of this institution.
Aid Programs
  • Federal Direct Loan (Direct Loan)